Cheap Taxi Fleet Insurance
Compare taxi fleet insurance from UK taxi fleet insurance providers
Finding taxi fleet insurance in the UK could be made easier using Quotezones insurance comparison system.
Compare taxi fleet insurance quickly
Quotezone could help taxi fleet drivers and owners everywhere get competitive taxi quotes in an instant without the hassle of calling the insurance providers themselves they call you!
How can we help you?
Specialising in Multi Vehicle Taxi policies, for both private and public hire, our Taxi Fleet insurance comparison could save you time and money. We realise that taxi fleet and taxi rank owners do not have a lot of time to shop around, so why not let us do the hard work for you?
The service is totally free to use and as we are impartial and independent, as we aren’t owned by or have any investment from any insurance companies. Quotezone and all of our panel members are authorised and regulated by the Financial Conduct Authority.
Quotezone have helped 3 million consumers get insurance quotes
Our panel of UK taxi fleet insurance providers cater for a vast array of criteria, so insuring your taxi business may not be as expensive as you had first thought. Why not give Quotezone a try today and see if we could help save you money on your taxi fleet insurance?
Unsure about Taxi Fleet Insurance? Check out some of the tips and info below
Running a fleet of taxis for hire or reward generally means that the owner of the business requires insurance in order to operate. When a person is running multiple vehicles then it is probably worth them looking into taxi fleet insurance as this may be more cost effective for someone who has three or more taxis. In order to use UK roads then it is typically a legal necessity that a vehicle has insurance and so it may well be worth exploring all the available options to compare taxi fleet insurance prices and policies in order to determine which may be most appropriate.
Why purchase taxi fleet insurance?
Legal requirements aside then the main attraction of taxi fleet insurance is likely to be the flexibility to have a mix of vehicles under one policy. Having a single insurance policy that covers a range of vehicles could be more beneficial in terms of convenience, time and cost for fleet owners. It may be a lot easier to manage too when it comes to adding or changing vehicles in the fleet rather than keeping track of different policy expiry dates for a multitude of cars.
In a typical taxi fleet it might be the case that there are several saloon cars combined with larger minivans or 7 seater vehicles for bigger parties. There may also be a range of fuel types and even a minibus for longer journeys. Under one policy for fleet insurance it is likely all these vehicles would be covered. It may also be an option to have different usages on vehicles and combine the types of insurance such as third party or fully comprehensive depending on the circumstances.
Deciding on public or private hire insurance
The set up of a taxi firm is usually either private hire or public. For private hire taxis tend to be booked in advance via an office or central point whereas for public hire people would normally hail or access via a street rank. When looking at taxi fleet insurance a company could be required to determine whether they need public or private hire cover.
Finding cheap taxi fleet insurance
Getting taxi fleet insurance might be easier to find when using a specialist insurance company. Using a comparison service to compare cheap taxi fleet insurance online could be another alternative. Either way working with an insurance specialist that understands taxi fleet insurance and how it operates could be the best route to take. Specialist help by way of a comparison could mean finding cover quicker and may even be cheaper.
What is included in a taxi fleet insurance policy?
Having taxi fleet insurance could include all the typical elements of regular car insurance. In addition it is also likely to feature passenger insurance which may cover damage caused by passengers to a vehicle and could protect the taxi firm in the event of a passenger claim. The level of cover in place and the extent of the coverage are set by the policy and so it is worth making sure that this is set to an adequate level.
Public liability insurance may not come as standard on a taxi fleet policy but it could be useful to add on as it could give protection against third party claims such as injury to other road users or to passengers. In some cases this kind of cover may be required by the licensing authority so checking with the council when applying for a license may be a good step.
The term of a typical taxi fleet insurance policy in the UK is 12 months although shorter terms may be available by shopping around or comparing under a shorter time span.How many passengers can travel?
Each vehicle will usually have a set limit on the quantity of passengers it can legally carry. Any taxi fleet insurance policy may cover up to the legal maximum limit of each vehicle so the maximum capacity could travel at any one time. It is also probably worth making sure in the terms and conditions of any policy that it covers for the volume of passengers required.
How old does a taxi driver need to be?
In insurance terms some companies may not be willing to insure drivers less than 25 years of age. However, it really depends on the individual insurance company and so it is probably useful to check when comparing UK taxi fleet insurance what the driver’s ages can be. Some companies may insure those who are younger but checking this as a requirement may identify those policies faster.
Exclusions on taxi fleet insurance
Like any policy the terms and conditions could be the best place to look for the exclusions to any insurance. Checking a taxi fleet insurance policy online ahead of confirming a purchase could prevent any concerns or surprises later down the line.
Common exclusions may include things like wear and tear, mechanical and electrical breakdown or theft from any vehicle left insecure. It may also depend on the level of cover what isn’t insured – for example third party cover probably won’t include the taxi vehicle for losses or damage. There may also be restrictions on who could drive a taxi for leisure purposes such as the spouse or partner may not be insured without a taxi driving licence.
These kinds of things may be checked against a policy to make sure it covers all requirements up front.