Compare 24hr Car Insurance Quotes Now
Cheap 24hr Car Insurance
- Quotes from UK insurance providers
- One short form – save time & money
Related Insurance
What people have to say about us
Easy peasy lemon squeezy
Jordan
North Shields, United Kingdom
User friendly website and always competitive prices.
John
Hull, United Kingdom
4.75/5 from 3370 customer reviews
24hr Car Insurance
Compare Cheap 24hr Day Car Insurance
Whether you’re wanting to borrow a friends car, split the driving on a road trip, or you just want to test drive a potential sale, you’ll need to be covered for the time that you are driving on the road.
What is 24hr car insurance?
24hr car insurance, sometimes known as day insurance, is a temporary form of car insurance which gives you the convenience of coverage for when you need it. Taking out 24hr car insurance means you’ll get the coverage you need to drive on the road without paying for a policy that will last longer than you need. In short it is a great way to save you money for those situations where you need to get behind the wheel of a different car temporarily.
Why choose 24hr car insurance?
There are several good reasons why someone may choose a 24hr day car insurance policy. This type of coverage offers convenience, flexibility, and cost-effectiveness for individuals who only need insurance for a short period rather than a full blown annual insurance policy. There is of course the fact that you can receive 6 penalty points along with a £300 fine and an impounded vehicle if you aren’t legally insured to drive on public roads.
You can take out differing levels of coverage for your car with a temporary insurance policy just as you would with an annual insurance policy. These include third-party only (TPO), third-party, fire and theft (TPFT) and comprehensive.
- Third-Party Only – This is the minimum insurance requirement for all drivers in the UK. It is also the coverage granted on a drive other vehicle policy.
- Third-Party, Fire and Theft – This includes coverage for any damage you cause to another’s vehicle in an at fault accident, as well as damage or loss to your car due to fire or theft.
- Comprehensive Insurance – This insurance level covers you for damages to your own vehicle as well as third parties in the event of an at fault accident.
How to get cheaper 24hr car insurance
-
Shop around for quotes: Making sure you are comparing multiple quotes and not settling for the first option that you come across is a great way of increasing your chances of finding a deal. Not all insurers are equal in their offerings, so making sure you hunt around for deals is a good way of saving some cash on your premiums.
-
Choose a higher excess amount: By choosing to pay a higher excess amount you can effectively reduce your premiums. This is because by offering to pay a greater amount excess you are effectively reducing the amount that the insurer has to pay out.
-
Only choose cover that you need: Whilst it can be nice to have the peace of mind of extra coverage, such as breakdown insurance for example. However you should consider what cover you really need. For example if you are only taking out coverage for 24 hours it may not be worth paying for the additional cost of breakdown cover. This is something to consider when taking out a temporary insurance policy but ultimately it is down to your own preference.