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Day Learner Insurance

Compare Cheap Day Learner Insurance Quotes

If you are learning to drive in someone else’s car then a temporary learner driver policy may be just the cover you need. If you only need to be covered for the day, then a day learner policy will be an ideal option.

What is day learner insurance?

If you are learning to drive in someone else’s car then taking out coverage that is not a full annual policy can save you a painfully high price tag. Whilst you can forgo needing learner insurance by getting behind the wheel with a driving instructor every time you hit the road, you may want to gram in some extra practice time and for this you’ll need alternative cover. A day learner insurance policy can essentially cover you for a day however temporary policies can provide coverage generally anywhere between 1 day to 28 days. If you take out temporary cover and then find that you need to extend this time, the good news is that most insurers are flexible with their policies and you can easily increase the duration of your coverage if needed. 

How to save on the cost of your learner day insurance

As a learner driver you’ll be unavoidably stung with higher premiums due to a lack of experience behind the wheel. The easiest way of saving money on your premiums is to compare multiple quotes from different lenders, this will mean you aren’t limiting yourself to only a few offers. You should also do the following:

  • Only get the coverage you need – Policy add-ons such as breakdown cover will increase the price of your premiums. Whilst it may be nice to have you should weigh up whether you are actually likely to need it. If you think you may be needing to take out multiple day learner policies over the year, then opting for annual learner insurance may be a cheaper option.
  • There are a few steps you can take to reduce the overall cost of insuring while you’re learning to drive:

    • Take out temporary learner driver insurance: Most drivers take out insurance for a year at a time, but many learners pass their test in less than a year so it might be a waste to take out an annual policy. A potentially more cost-effective alternative is to take out temporary learner driver insurance, which could cover you for three months or six months instead of a full year.
    • Ask a family member to add you to their policy: When calculating premiums the vehicle’s main driver is given a bigger weighting than any secondary (named) drivers. That’s why asking a family member with a clean driving record to add you to their policy as a named driver is usually cheaper than taking out a standalone one yourself.
    • Opt for a car that’s cheaper to insure: If you have the option to choose from a number of different family members’ cars in which to learn it would be advisable to opt for one that falls into a lower insurance group, since this will often make it cheaper to insure.
Who needs day learner insurance?

Any learner who is not covered by a driving instructors insurance policy will need their own insurance for any other time they are driving. All UK drivers whether they are learning or already have their licence require insurance coverage. So comparing temporary driver quotes is the best option for learner drivers seeking to get some extra time on the road when not driving with an instructor.

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