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Cheap Thatched Roof Home Insurance

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Thatched Roof Home Insurance

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There can be few homes as beautiful or as typically British as a thatched cottage. However, despite thatched roofs being a traditional and charming sight in English rural villages, many insurers may refuse to provide cover for such properties. The main reason for this is that insurers may believe thatched roofs are a fire hazard, as flames can spread quickly through dry thatch causing more extensive damage than for a regular property. In addition, the rebuilding and repair costs for thatched roofs is often higher than for a regular home because of the potential need to hire specialist tradespeople.

Because of the perceived fire risks posed by thatch insurance companies, for anybody in such a property it is often necessary to buy specialist thatched roof home insurance, which can be expensive. However, it is possible to find competitive prices, especially if you use a comparison website, such as Quotezone.co.uk, to compare UK thatched property insurance providers. Thatched roof home insurance can still be costly compared to regular buildings insurance cover, but you can take measures to reduce the cost.

Reducing the cost of thatched roof home insurance

In thatched properties, the most common cause of fires is the chimney and flue, which is why thatched house insurance can be so expensive. By ensuring the flue is properly checked and serviced, it can sometimes help to reduce the cost of your thatched roof home insurance. In addition, smoked detectors and other fire prevention equipment can also go a long way to reduce the costs of thatched cottage insurance.

Other steps you can take include checking the electrical wiring and installing a fireproof barrier between the thatch and the roof void or soaking the thatch in fire retardant sprays.

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Using Quotezone is quick and easy. Simply complete our one page online form about your non standard property. We will then match your details up with a suitable non standard home insurance provider that will contact you to discuss a tailored quote to suit your circumstances. So whether you own a timber framed house or own a dream property next to a river, put your mind at rest, use Quotezone and get a non standard home quote today!

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