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Car Insurance Calculator


Get instant results with our UK car insurance calculator


Our car insurance calculator is designed to give you instant results, making it easy to get an estimated cost for car insurance.

We ask for just enough information to give you accurate car insurance estimates. No long forms. No personal information. Just a quick way to get a feel for how much your car insurance might cost. 

It’s a hassle-free tool to help you explore different options without any commitment.

How does our car insurance calculator work?


Simply enter the details you want to base your cost estimate on. One of the best features of using our car insurance cost calculator is that you can use it as many times as you like with no commitment. So you can play around and try different cars, postcodes, voluntary excess options, and job titles to see how they affect costs. 

The calculator is fast, simple, and designed to be as convenient as possible. And if you like the quotes you see, you can easily continue to get a full quote. Just remember that the initial costs are only estimates, and results could change based on any further details you enter.

The car insurance costs you get when using the car insurance UK calculator include:

This is the cheapest quote returned based on the details you have entered. 

This is the average cost of the 5 cheapest quotes that have been returned based on the details you entered.

The estimates we provide are based on quotes from our own panel of insurers over the past 6 months. They are calculated based on low-risk drivers in the UK who meet specific criteria, such as having no convictions and having no additional drivers. For a full breakdown of how these are calculated, you can consult our terms and conditions

Your privacy when getting car insurance estimates

When you use our Quotezone car insurance calculator, you can be sure that your personal details are protected. We do not use any information you enter into the calculator tool for marketing purposes. 

Test car insurance costs before you commit

Getting a car insurance estimate could help you make more informed buying decisions when it comes to renewing your policy. These estimates can give you an idea of whether you are paying over the odds, or could benefit from switching insurers, upping your excess, changing cars, or even job titles. If you’ve simply allowed your policy to auto-renew for the past few years, this might be time to explore other options. By comparing quotes with Quotezone, you could save up to £523* on your car insurance. We make it easy to compare deals from over 120 UK providers in just a few minutes.

Compare car insurance costs based on your excess

Increasing your voluntary excess is a known method that could get you cheaper car insurance quotes. With our calculator you can adjust the excess to help you find the right balance of premium costs, and what you’ll pay in the event of a claim.

Find accurate car insurance costs for different locations

If you are considering changing your location, this can let you see what impact the move could have on your car insurance costs. The average cost of car insurance varies widely across UK regions, and this tool can help you get a more personalised idea of your costs. 

Compare the estimated insurance cost for different cars

Similarly, if you’re in the market for a new car, you can enter its registration and value to get an idea of how much it will cost for you to insure. The registration will indicate the exact make and model of the car, as well as what insurance group it falls into, doing a lot of the hard work for you. 

What factors affect your car insurance cost?

Insurers base UK car insurance costs on a range of factors. Each of these is taken to indicate the level of risk that you pose to the insurer. That is why we gather these seven key details to give you accurate estimates on your car insurance. 

Car make and model

This is automatically indicated by the car’s registration number. It clarifies the car’s insurance group, engine size, security features, and age. 

Car value

This is the amount that the insurer will have to pay out if the car is written off, so is important for setting premiums. 

The driver’s postcode

Every area has its own risks including car theft, congestion, and road accidents. 

The driver’s age

Age can indicate driving experience, and how likely you are to be involved in an accident.

Voluntary excess

This can directly affect costs as the higher the excess, the less the insurer will have to cover in the event of a claim. 

No claims discount

A long no-claims discount will flag you as being lower risk, so could get you cheaper quotes. 

Job title

Jobs can dictate how much you drive, and whether you are on roads during peak times. These are all risks that are considered in car insurance costs. 

We search over 120 car insurance providers to save you hassle and money

What people have to say about us

Shopped around and Quotezone was the cheapest!

Anonymous

United Kingdom

No thank you

Anonymous

Burwell, United Kingdom

4.76/5 from 3605 customer reviews

*51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.