Classic Mini Insurance
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Compare classic Mini insurance quotes
Whether you own a classic Mini from the 1960s, ‘70s or ‘80s, a ‘modern classic’ Mini from the 1990s, or one of the oldest ‘Austin Minis’ from the 1950s, it pays to shop around for the best classic Mini insurance quotes you can find when it’s time to insure your motor.
Comparing policies from a wide range of different classic Mini insurance specialists can increase your odds of finding the right cover at the right price, and all it takes is one short form.
How much does classic Mini insurance cost?
Unfortunately there’s no easy way to answer that question, because every classic car insurance provider takes a vast range of risk factors into account when calculating the premium, and those factors won’t be limited to the car’s make, model and age.
For example, your estimated annual mileage, the size of your no claims bonus, your location, your age, and where you park your classic mini when you aren’t driving it will all influence the cost of insuring your classic Mini.
With that in mind, the best plan is to compare classic mini insurance quotes from a wide range of different providers, and then go with the one that offers the best policy at the most competitive price.
Does it cost more to insure a classic Mini Cooper?
Yes, since Mini Coopers were sportier versions of the Mini they benefited from more powerful engines, which usually pushes insurance premiums a little higher.
Of course, that is just one of the risk factors insurance providers consider, so in many cases other variables will outweigh the slightly more powerful engine.
Is it true I’ll pay less for classic Mini insurance if it isn’t my primary vehicle?
Yes, if your classic Mini isn’t your primary vehicle then most classic car insurance providers should offer you cheaper classic Mini insurance quotes. After all, if you spend most of your time driving another car you won’t get behind the wheel of your classic Mini as often, which means it’s less likely to be involved in an accident.
How can I find cheaper insurance for my classic Mini?
Classic Mini insurance quotes can vary considerably from one insurance provider to the next, so first and foremost you should shop around by comparing policies from a wide range of insurers. Beyond that, the following steps could result in cheaper classic mini insurance:
- Using off-road parking: Parking your car on the roadside can increase its odds of being damaged, so parking your classic Mini in a garage or on a private driveway can often result in cheaper insurance.
- Reducing your mileage: Your mileage is an important factor in the insurance premium calculation, so if you reduce the number of miles you clock up in your classic Mini you could benefit from cheaper insurance.
- Agreeing to pay annually: Paying for classic Mini insurance on an annual basis is usually cheaper than signing up for a monthly payment plan.