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Compare iPhone Insurance
A fast-paced age demands quicker actions and decisions, so when looking to insure your iPhone, comparison websites like Quotezone.co.uk are a great starting point. They’re quick and simple to use, and you may save yourself some cash.
As with most things Apple, the iPhone is much sought-after. It’s no surprise that with its design, quality of build and its performance, it’s going to come with a hefty price tag. With that in mind, you might want to consider adding extra iPhone insurance to your basket should it break, get damaged or is stolen.
What kind of insurance do I need?
Presumably if you are an iPhone owner, you’re going to be on the move with it. This makes them prone to being lost, damaged and dropped down the loo! And all of a sudden those precious messages, memories and apps are gone. So ideally you want all bases covered: accidental damage, malicious damage, water damage, theft and worldwide cover.
Quotezone.co.uk is a simple, clear and concise comparison site featuring a whole host of companies offering deals and different levels of cover. This type of insurance chosen through a comparison site will often save you money and will definitely save you time. Compare this to trawling through individual companies for quotes makes this way a convenient and simple way to purchase specific insurance.
Accidental damage and liquid damage are often covered, but if your own insurance provider doesn’t include this as standard it’s often possible to add it to your policy.
Is my iPhone not insured under my home insurance policy?
Home contents cover may or may not provide you with insurance cover for you iPhone, but if the phone is covered it will sometimes only apply while the phone is in your home.
It’s also worth bearing in mind that most home contents insurance policies have a ‘single item limit’ of around £1,000, which means you might not be able to claim the full value if your iPhone is worth more than this.
How much will a standalone iPhone insurance policy cost me then?
Insurance for iPhones obviously differ depending on the model, as well as a number of other risk factors. For instance, if you’ve claimed on a gadget insurance policy in the past five years that could result in a higher premium.
The best plan to is compare iPhone insurance quotes from a range of insurers, and then go with the one that offers the best coverage at the cheapest price.
Repairs vs replacements – what’s covered?
If there is damage that can easily repaired, your insurance will usually take you down that route. If the damage is too severe, then your provider will more than likely arrange for a replacement, but it is worth checking the fine details of their new-for-old policy criteria.