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iPhone SE Insurance

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The iPhone SE is touted by Apple as a budget version of the range. However the 2020 version is the same as the iPhone 8 and comes with a price tag of around £400-£550, depending on the model. So still an expensive gadget, all things considered.

Of course, with its beautiful design, build quality and performance, it’s no surprise that even Apple’s “budget” smartphone is going to be an expensive purchase. With that in mind you might want to consider adding iPhone SE insurance to to-do list. After all, even if your phone is still under warranty that won’t cover you if the phone is ever lost or stolen, whereas the right iPhone SE insurance would.

Cover all your bases when choosing a policy

Presumably if you are an iPhone owner, you’re going to be on the move with it. This makes them prone to being lost, damaged and dropped down the loo! And all of a sudden those precious messages, memories and apps are gone. So ideally you want all bases covered. Accidental damage, malicious damage, water damage, theft and worldwide cover.

Quotezone.co.uk is a simple, clear and concise price comparison site featuring a whole host of companies offering deals and different levels of cover. This type of insurance chosen through a comparison site will often save you money and will definitely save you time. Compare this to trawling through individual companies for quotes – this is a convenient and simple way to purchase specific insurance.

What’s covered if I take out a policy?

Simple answer to that is whatever you want, but not every company will have everything covered as standard. Accidental damage, theft or liquid damage are usually all covered, but, if not, could cost you dearly to have repaired or replaced. So Quotezone.co.uk has compiled a list of companies who will provide insurance by comparing different policies to suit your needs.

Investing in an insurance policy for your iPhone could be a smart move.
Home contents cover may or may not provide you with a full and thorough cover of your iPhone, but this will probably be added to your premium. So check on the level of cover your contents insurance provides as standard, then it’s time to shop around.

How much will it cost me?

Insurance for an iPhone SE can start from as little as £5 a month. The first thing to do is compare insurance companies for the best deal. Check exactly what you’re paying for. What does it cover? Just as important, what doesn’t it cover? Does it provide like-for-like replacement? Cracked screen cover? Away-from-the-home theft? There are a multitude of companies out there to choose from, so take your time before signing on the dotted line.

Should you consider a higher excess to bring the premium down? Will it be covered overseas for example? How quickly does it take for a claim to be settled? Are there any hidden charges, or long contracts, any penalties?

Your home insurance cover may have single item value limits which may not cover the price of a new iPhone SE.