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Find the Right Insurance for your MacBook

As with most things Apple, the MacBook is a much-sought-after laptop, but with its design, quality of build and performance comes a fairly hefty price tag. With that in mind you might want to consider adding extra insurance to your basket should it break, get damaged or is stolen.

And here’s where Quotezone.co.uk can help.

What kind of insurance do I need?

Laptops are obviously portable, increasing the risk of losing those precious files, photos and videos, or cracking the screen for example. Quotezone.co.uk is a simple, clear and concise comparison site featuring a whole host of companies offering deals and different levels of cover. The type of insurance chosen through a comparison site will save you both money and time, compared with trawling through individual company sites for quotes. Using Quotezone.co.uk is a convenient and simple way to purchase your insurance, especially in an age where time is precious.

Investing in an insurance policy for your MacBook could be a very wise move. They are valuable machines, which means they’re a potential target for would-be thieves.

Home contents cover may or may not provide you with full and thorough cover for your MacBook. It may provide individual cover for many of your most precious items, but this will probably be added to your premium. So check on the level of cover your contents insurance provides as standard, then it’s time to shop around.

How much will it cost me?

Insurance for a MacBook will obviously differ depending on the machine, but can start from as little as £4 a month. The first thing to do is compare insurance companies for the best deal. Check exactly what you’re paying for. What does it cover? Just as important, what DOESN’T it cover? Does it provide like-for-like replacement? Cracked screen cover? Away-from-the-home theft. There are a multitude of companies out there that will provide insurance to fit your individual needs.

Should you consider a higher excess to bring the premium down? Consider those all-important optional extras. Will it be covered overseas for example? Will it be covered for accidental damage as standard? How quickly does it take for a claim to be settled. Are there any hidden charges, or long contracts, any penalties?

Your home insurance cover may have single item value limits that may not cover the price of a new MacBook as they can cost upwards of £1,000. Much more for the top-of-the-range MacBooks. So you need to work out whether MacBook insurance is worth having.

Repairs vs replacements?

If there is damage that can be easily repaired, your insurance will usually take you down that route. If the damage is too severe, then your provider will more than likely arrange for a replacement, but it is worth checking the fine details of their new-for-old policy criteria.

If your MacBook has been bought second hand or has been reconditioned, a company may well still insure it, but for a lower value