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Oculus VR Headset Insurance

Everything you need to know about Oculus insurance quotes

An Oculus headset allows you to experience gaming and entertainment in a way that fully immerses the player. Should something go wrong with your VR headset, you will want to have adequate insurance covering you. Not only does Oculus insurance take care of the financial side of things if an accident happens or your headset is stolen, but it provides peace of mind. You can use your Oculus, knowing you are covered if a problem occurs.

What is Oculus insurance?

Oculus insurance covers the cost of repairing or replacing your VR headset should it be lost, stolen or damaged. Repairing and replacing an Oculus headset can be expensive, but insurance is there to help cover the cost.

Do I need Oculus insurance?

Though Oculus insurance is by no means a mandatory requirement of headset ownership, it’s certainly something to consider. At Quotezone.co.uk, we recommend Oculus insurance in case of accidental damage. It ensures you won’t be without a headset for too long or out of pocket.

What does Oculus insurance cover?

Oculus insurance covers you for loss and theft, and many also provide cover for accidental damage. This is one of the most important parts of Oculus insurance, as accidental damage is common and may not come as standard. 

What affects the cost of insurance for an Oculus headset?

The cost and model of your Oculus headset is likely to affect the cost of insurance. You can expect to pay more for a higher level of coverage and less if you are willing to pay a higher excess in case the worst happens. 

Will I get a new Oculus headset if mine is completely broken?

Yes, the majority of insurance providers will offer a replacement if your Oculus is broken and unable to be repaired. At Quotezone.co.uk, we recommend looking into the finer details of each specific insurance policy. There are certain circumstances where you will get a new Oculus, but other times when a repair will be offered. It often differs depending on the level of damage suffered, whether a repair is likely to solve the problem and the overall cost.

What happens if I accidentally damage my Oculus VR headset?

If you accidentally damage your Oculus VR headset and you are covered by an insurance policy, you can make a claim. If you do not have Oculus insurance, you will need to pay for any repairs or replacement necessary.

Do I need to insure my Oculus if it’s under warranty?

A warranty does offer some level of protection if your Oculus becomes broken or faulty, but the majority of warranties only last for between 12 and 24 months. With Oculus insurance, you are covered for longer and for a wider range of problems. For example, warranties do not generally cover loss or theft.