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Compare comprehensive motorbike insurance quotes
Everything you need to know about affordable comprehensive insurance for motorcyclists
Motorbikes come in all shapes, sizes and models, but every driver needs motorcycle insurance before they get on the road. Whether you use your bike for work or play, we have the right policy for you and your driving needs.
We’ve done the hard work and compared some of the best deals for motorcycle insurance in the UK. All you need to do is read the guide and choose the best policy for you. Fully comprehensive motorbike insurance will cover you against nearly all eventualities so you won’t be left out of pocket.
Do I need motorcycle insurance?
Yes, every UK driver needs insurance. If your bike is off road and you’re not using it, you must get a SORN (Statutory Off Road Notification) from the DVLA.
What is comprehensive motorcycle insurance?
There are three types of insurance for motorbikes — third party, comprehensive and third party, fire and theft. Comprehensive insurance covers your bike if it’s damaged in an accident. It also covers theft or other damage to your bike.
Do I need comprehensive cover for my motorcycle?
No, but all UK drivers need third party insurance. Comprehensive insurance covers you for everything. It’s the only cover that protects you if you cause an accident.
What affects my motorcycle insurance quote?
A driver’s age can change the cost of insurance. Motorcyclists under 25 are more likely to have an accident, so their insurance costs more. The cost may go up if you ride a more powerful bike, or if you’ve already had an accident.
Can I ride another motorbike on my insurance?
Always check your policy before you ride other bikes. You are probably covered if you have comprehensive insurance. If you ride lots of different bikes, you may need a multi-bike policy.
What is the difference between third party and comprehensive motorcycle insurance?
Comprehensive motorcycle insurance covers your motorbike against theft, damage and loss. Third party cover is for what you might do to other drivers and their vehicles.
Are motorbikes more expensive to insure than cars?
Yes, usually motorbikes cost more to insure than vans or cars. They can be riskier to drive, and some motorcyclists drive quite fast, which can lead to accidents.
Do motorcycle insurance rates go down every year?
Insurance rates generally go down as you get older. It’s thought younger drivers are a bigger risk, so they have to pay more.