Compare third party motorbike insurance

Get specialist motorbike third party insurance quotes to suit your circumstances

All UK motorcyclists and drivers are required by law to have third party insurance. While it might be the most basic level of cover, it does provide essential protection in the worst-case scenario.

Plus, with optional extras, such as cover for vandalism, personal accident and key loss, you can drive away safely knowing that your motorcycle is protected.

What is third party motorcycle insurance?

Often the cheapest, third party insurance is the most basic level of insurance and covers any losses and damage to other people, their property and vehicles.

What are the two other types of insurance?

Third party, fire and theft motorbike insurance includes third party and if your motorcycle is stolen, damaged in a theft attempt or damaged in a fire. The highest level of insurance is comprehensive, which covers everything already mentioned as well as any damage to your bike and if you have an accident even if it is your fault.

Why do I need third party motorcycle insurance?

As well as being a legal requirement, third party insurance will cover you for any costs that have accrued in the event that you injure or damage another person, their property or their vehicle. Without it, you could be faced with a bill to fix their car or repair their property.

What isn’t covered by third party insurance?

If you have an accident that isn’t caused by someone else, third party won’t cover your injuries or any losses. Equally, if your bike is lost or stolen, it won’t be covered. Plus, if you need any work done on your helmet or leathers, you’ll need to pay for these out of pocket.

What factors impact my motorbike insurance quote?

Your age, history and how powerful your motorbike is will all impact the cost of insurance. Where you park it overnight and whether you’ve previously been involved in an accident can also affect the price.

How can I reduce my motorcycle insurance?

Reducing your annual mileage, using a no claims bonus and parking your bike in a secure place overnight can all help to bring your quote down. It’s also wise to see what is included in your policy, and remove anything that you don’t need. If you are unsure, you can always give us a call or contact us online and we can go through what is most important to you.

Why are motorbikes more expensive to insure than other vehicles?

Insurance providers tend to believe that motorbikes will be driven faster than cars and vans, and are also riskier to rider. For this reason, it’s more likely that they will be involved in an accident which is why premiums can be high.

Which type of motorbike insurance is the best?

This will depend on your individual lifestyle, budget and driving needs. It’s worth noting that comprehensive motorcycle insurance offers the highest level of protection, however, which can be very useful in giving you extra peace of mind. You can always go to QuoteZone.co.uk to get more information or a quote with no obligations. We are here for you.