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Moja Car Insurance Review

Review Moja Car Insurance

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Moja Car Insurance Review

Moja Car Insurance

Moja car insurance is a provider who operate on an online-only basis and are part of the AXA family. Moja has been well received by reviewers on Trustpilot, with average reviews being over 4 stars. They also offer a generous range of add-on options to their customers, making it easy to get a more comprehensive cover that is tailored to individual motorists.

What are some of the benefits of using Moja?

Moja will offer you comprehensive car insurance along with an uninsured driver promise and courtesy car should you vehicle be taken off the road. Moja Insurance also pledges to plant two trees for every insurance policy taken out, allowing motorists to contribute to positive environmental initiatives.

Moja’s optional add-ons

Moja offers a solid range of add-ons to their customers, many of which are generous in their coverage when compared to some other UK insurers. Customers of Moja will receive competitive add-on coverage options that well within line of what motorsits should expect from their providers.

  • Protection of “No Claims Discount”
  • Courtesy car upgrade
  • Breakdown cover
  • Child car seat cover
  • Overnight accommodation & onward travel cover
  • Protect your stuff cover
  • Personal injury & rehab cover
  • Legal cover
  • Driving abroad cover

These add-ons will offer you additional coverage to your Moja policy at an extra price. You also won’t be charged admin fees for changes made to your policy. Moja also offer up to £500 overnight accommodation and onward travel cover in the event of your car being too damaged to drive or written off. They also offer a generous coverage package of up to £100,000 for when you’re injured by an insurable event as well as £5000 in rehab cover.

On top of these generous add-on options, you also have the ability to take out 90 days of coverage in over 35 countries, giving you the ability to stay covered for longer than many other insurers may offer.

How much does Moja Insurance cost?

The answer to this will really depend on your own situation and circumstances as not everyone carries the same risk profile to insurers. Whilst Moja may be the cheapest option for one person, they may well not be the cheapest for another. This is completely normal as risk assessments and premium prices differ across insurers, so the only way to know who can offer you the best price on your car insurance is to compare multiple quotes.

What do people say about Moja Insurance?

Moja’s reviews are largely positive with the majority of reviews on Trustpilot being on 4 stars on average. The main praise given to Moja were largely directed at the competitive prices and customer services.

Much more competitive and realistic…

“Much more competitive and realistic pricing than many others. Like the idea of two trees being planted for every policy too!”

Trustpilot Review

Moja car insurance

“Hi just taken out my first car insurance policy with moja initial dealings went through OK have to wait and see if I have to make a claim best insurance deal I could get 443 pounds for fully com R Duncan”

Trustpilot Review

Making a claim with Moja

Making a claim with Moja can be done online without the need for waiting on phone lines. You will be prompted over whether you need roadside assistance or not. You can call 0330 094 5225 24/7 if you have a Moja policy and require roadside assistance. If you do not require roadside assistance you will be prompted as to whether you require broken glass cover, road traffic accident, storm or flood damage, malicious damage or theft, lost or stolen keys, wrong fuel, or something else.

Comparing car insurance quotes

The price of car insurance varies depending on your individual circumstances. This is because insurers assess your risk profile differently, and your risk profile may differ across insurers.

To get the best possible price for your car insurance, you should compare quotes from as many insurers as possible. This is where Quotezone.co.uk can help. We have a large panel of over 110 UK-based insurers, so you can easily compare quotes and find the cheapest policy for you.

Our comparison service is quick and easy to use. Just enter a few details about yourself and your car, and we’ll show you quotes from a range of insurers. You can then compare the quotes side-by-side to find the best deal.

There’s no need to spend hours hunting around online for quotes. With Quotezone.co.uk, you can compare quotes from over 110 insurers in minutes. So why not give us a try today?

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*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.