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What is funeral home insurance?

Funeral home insurance is designed to cover the needs of funeral parlours. It helps to protect you and your premises against theft and damage. It also helps to protect you if a staff member or a customer has an accident, and can help protect you for loss of earnings.

Why is funeral directors insurance important?

It is important to protect your business, and those who work there. Working in a funeral parlour requires sensitivity, and having the proper cover will give you peace of mind.

As you’re running a business, you will need cover for your building, your assets and your materials. You will need protection in case something happens that means you can’t run your business. You will need the proper funeral parlour insurance in case a staff member or a client has an accident and someone makes a claim against you.

What will funeral directors insurance cover?

Funeral directors insurance will help protect you with public liability and employers’ liability cover. It may also include commercial building and contents cover. It can help protect you against loss of earnings. Funeral directors insurance may also cover your fleet of motor vehicles. It can also help protect the personal items and valuables of the deceased.

How can I get funeral directors insurance in the UK?

Getting quotes for funeral directors insurance and comparing them is the first step.

You may need to think about the specific needs of your business. You may have high-value items, such as hearses, that need special cover. You may offer special services, such as horse-drawn carriages, that need extra cover.

Be sure to supply all the relevant information when you are getting quotes. Then compare the quotes to see which one meets your needs, and choose the policy that is right for you.

How much does funeral directors insurance cost?

Each funeral parlour is different and the quote for each one will be different too. The most effective way to see how much funeral home insurance will cost for your business is to get a number of quotes and then compare them.

Some aspects of a quote are fixed, such as your building. You will also need public liability as you are working with clients. You do not want to leave out important cover for situations such as theft or fire.

Other factors, such as the amount of excess you pay, can be changed to reduce your quote. Paying for your funeral home insurance in one lump sum can also reduce the cost of your policy.