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Vacant Home Insurance
If you have moved out of your home for whatever reason, you need to ensure that the property is still insured. Many home insurance policies may not provide cover for any property left unoccupied for more than a month, so it is quite likely you will need to buy an additional vacant home insurance policy. This is because vacant properties are considered more vulnerable than those that are lived in, especially when it comes to burglary and vandalism. In addition, with no heating on, empty properties can also spring water leaks and have other such problems that can cause damage.
People leave a home unoccupied for several reasons, and this can affect the price and availability of vacant home insurance (often called unoccupied home insurance or empty house insurance). These reasons may include a property that is being sold or leased, one that is undergoing building work, or you may simply have gone on an extended holiday. However, whatever the reason, you need to double check your existing home insurance policy if the house will be left empty for more than four weeks, and where necessary obtain vacant house insurance.
Vacant building insurance
Vacant home insurance doesn’t just apply to houses, but also any property that is left empty for a period of time longer than a few weeks, including commercial premises. Vacant property insurance is not normally difficult to obtain, but it can be costly, especially if you expect the property to be empty for a long time, but you can find affordable cover if you know where to look.
To get started with Quotezone today, simply enter your details on our one step online form. We will then attempt to match you up with a suitable member of our panel of UK insurance providers, who will contact you directly to discuss your vacant home insurance requirements.