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Compare Accident Only Pet Insurance


Discover unbeatable pet insurance accident only quotes at your fingertips

Your pet is a beloved member of the family. Therefore, when something goes wrong, you’ll want to get them treated as quickly as possible. The trouble is vet bills can be notoriously expensive, particularly if your pet has an accident.

Pet insurance accident only cover can help give you reassurance in case the worst does happen. Discover what to look out for when choosing a policy below…

What is accident only pet insurance?

Accident only pet insurance covers the cost of vet bills if your pet has an accident. It provides cover for any initial treatment, alongside covering any complications in the immediate aftermath. This includes MRI scans, and any surgeries your pet may require. For example, if your dog or cat is hit by a car or has a nasty cut or fall, your accident only pet insurance will be able to cover you for the associated veterinary bills, it will not cover you for any ongoing treatment.

What does accident only pet insurance cover

Accident only pet insure will insure your pet against accidents only and this policy won’t cover you if your pet develops a medical condition. Many accident only insurance policies will also have a cap on how much you can claim for each accident your pet is involved in. You will also not be covered for any pre-existing conditions which your pet may have.

What does accident only mean on pet insurance

Accident only pet insurance is a great way of insuring your pets against accidents only. This means it won’t cover your pet for standard vet bills or operations unless they are related directly to an accident your pet is involved in.

Is accident only pet insurance the cheapest option?

Yes, accident only pet insurance does tend to be the cheaper option initially. However, it isn’t the most comprehensive cover. As it only covers accidents, you could still end up facing a high vet bill if your pet becomes sick. For this reason, you may want to consider taking out a slightly more expensive and more comprehensive policy.

What are the disadvantages to this type of cover?

Pet insurance accident only policies won’t typically be suitable for older pets. This is because they don’t cover pre-existing health conditions. Another disadvantage is that they tend to have a maximum pay-out limit. This means you could still have to pay quite a lot depending on what the policy limit is.

What other types of pet insurance can I take out?

Other types of pet insurance you can take out include:

  • Maximum benefit
  • Time limited
  • Lifetime

Lifetime insurance is the most comprehensive policy you can take out. It covers your pet for the duration of its life, paying for any illnesses they may develop.

What factors should I consider before choosing pet insurance accident only cover?

There are several factors to investigate before deciding if pet insurance accident only cover is right for you. Think about the type of cover you need, how much you can afford to pay, and your pet’s age and overall health.

Why should I compare policies?

Comparing policies allows you to find pet insurance that best matches your requirements. It is the best way of saving money on your policy. It also means that you don’t miss out on any deals of promotions being offered by insurers at the time of your search.

How can I take advantage of an offer?

When you find an offer you like, simply click on “Apply now”. This will take you to the insurers site where you will need to fill out a few more details. You can choose to complete the application by giving the insurer a call, or by filling out an online application form.

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