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Easy and very fair quotes, thanks.

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United Kingdom

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Compare instant cover pet insurance


Searching for the best pet insurance that starts immediately quote?

Need pet insurance quickly? At Quotezone.co.uk, we have plenty of choice. Many of our providers offer pet insurance that starts immediately. This gives you peace of mind that whatever happens to your pet, you will be able to get them the treatment that they need. So, what is instant cover pet insurance and what should you consider before taking out a policy? Learn everything you need to know below…

What is instant cover pet insurance?

Instant cover pet insurance takes effect immediately after you have purchased it. Your pet will be protected in the event of an accident right after your application is approved. With standard policies, there tends to be a waiting period of 10-14 days before you can make a claim. You can also find instant policies that provide cover for both accidents and illness.

What types of instant pet insurance can I apply for?

You can apply for all four types of pet insurance on an instant basis. These include:

  • Accident only
  • Lifetime
  • Time limited
  • Maximum benefit

Consider which type of cover you need before searching for instant policies.

Is it worth taking out pet insurance?

Absolutely. Like us, our pets are not immune to illness and accidents. However, unlike us they cannot get free treatment. Vet bills can run into thousands of pounds. So, if you couldn’t afford to pay an expensive bill if something were to go wrong, pet insurance is essential.

How can I make my instant cover pet insurance quote cheaper?

There are a lot of ways you can reduce your instant cover pet insurance quote. Ensuring your pet is spayed or neutered can lower the premium, as can getting your pet microchipped. Other ways to save money include comparing prices and insuring your pet from a young age.

Is there anything pet insurance won’t cover?

Most insurers won’t cover pets with pre-existing conditions. The ones who do tend to increase the premium you’ll need to pay. It also won’t typically include routine things such as neutering or spaying, and vaccinations.

Doesn’t all pet insurance start immediately?

No, standard pet insurance policies have a waiting period up to 14 days.

Why do some pet insurance policies have a waiting period?

Waiting periods are there to ensure pet owners don’t simply take insurance out when their pet is sick. Insurance providers don’t want to pay out immediately, which is why they don’t often offer cover for older animals. If they offered cover to pets who are already ill, it would hit them financially. This in turn would cause premiums to rise dramatically. So, you should always look for instant cover if you want to ensure your pet will be protected immediately.