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RAC car insurance quotes

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RAC Car Insurance


RAC car insurance is a UK insurance broker that utilises their panel of car insurance companies to provide you with a car insurance quote. Once you have provided all of your details in your application, RAC car insurance provide you with quotes for you to review and consider.

You will need to provide details about the car as well as yourself or whoever will drive the car, claim and conviction history for all drivers who will be driving the car. If you decide to buy online customers will need to have the car registration number, the credit card or debit card you will use to pay for the car insurance, bank details, and proof for no claims discounts. Please read the full description on their web page for all of the details.

Some of the key benefits of RAC car insurance include European cover for up to 3 months, cover for 4 additional named drivers, personal belongings cover, 24 hour claim service, 24 hour legal help line, windscreen cover, cover for audio equipment and their car insurance quotes are valid for up to 30 days.

RAC car insurance has a great deal of information on their web site that may be useful to UK car drivers even if you are not looking for car insurance. They provide buying advice for a number of things including what to look for when you purchase a used car, your legal rights etc. You can find out information about car examinations and how to do history checks. They also provide information about the types of car insurance cover you can purchase, whether you should lease your car or obtain a loan, car reviews etc. They even have a section on learning how to drive. All of this is aimed at helping you find cars that you are satisfied with and also to reduce the number of accident claims you may have, which means lower premiums for many customers.


Who underwrites RAC car insurance?

RAC is underwritten by a decently sized panel of insurers. The insurer you take your policy out with will depend on the quote you wish to go with. Each insurer will have their own way of evaluating your factors such as your age, car and driving history and how these will impact your premiums. Some of the key providers that underwrite RAC incude:

  • Ageas
  • Aviva
  • Axa
  • Co-op Insurance
  • Covea
  • LV=
  • Sabre
  • Zenith Insurance plc

Once you’ve purchased a quote, you’ll need to deal directly with the insurer that underwrites you policy in order to manage your policy.

Comparing car insurance quotes

If you are keen on looking into what RAC can offer, it helps to have other options to compare them against – that’s where we can help. At Quotezone we have compiled a large panel of over 110 UK insurance providers for you to easily compare which options work best for you.

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*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.