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Ski Travel Insurance
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Ski travel insurance is a winter sports insurance that can include all the benefits of a standard travel insurance policy. If you are active and prefer sporting and fitness activities to sitting on the beach, then skiing travel insurance may be just what you need. In addition to skiing, insurance policies may cover other snow sports like ice hockey, ice skating, snow boarding, snow mobiling and tobogganing to name a few. You can read the policy wording to find exactly which activities are included before you decide which policy is best for you. Insurance is available for a single trip or annually for multiple trips. An annual policy can work out to be more affordable than purchasing insurance each time you go away.
If you have to cancel your trip or the airline cancels it, the cancellation or curtailment benefit included in your ski travel insurance can ensure that your money will be refunded in full. If you have to cut your trip short, your return trip and a partial refund can be given. Additionally, if you are ill or injured during your holiday you will be able to access a 24 hour emergency helpline and have any doctors consultations and hospital stays required without worrying about how to pay the bills via your medical expense benefits. Medical expense benefits can normally include repatriation expenses if you need to be flown home. If you didn’t follow safety instructions or advice while participating in sport, you may not be covered for the personal accident component of the benefit.
If your sporting equipment is lost, damaged or stolen, you can be given money to replace them through your lost or stolen possessions benefit and If you are unable to enjoy the activities you wanted because the sports venue has closed, you will receive compensation. For an extra premium, if your holiday location and accommodation is affected by flooding, avalanche, storm or other type of natural disaster, your ski travel insurance can pay for alternative accommodation and your journey home.
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