Home / Insurance / Unoccupied Home Insurance

Cheap Unoccupied Home Insurance

Compare unoccupied home insurance quotes now

Unoccupied Home Insurance

Unoccupied Property Insurance
  • One short form to complete
  • Compare UK insurance providers
  • Find a policy to suit your needs

Looking for cheaper insurance?

  • Norton secured
    Our quote form uses 128-bit SSL encryption for your peace of mind.
  • Over three million users
    Join our ever-growing list of satisfied customers today.
  • You could save time and money
    Get your quotes by filling in one simple form, compare prices, and start saving.
  • Independent and unbiased service
    We aren't owned by or have any investment from any insurance company.

Unoccupied Property Insurance


If you are leaving your property empty, even briefly, you may find that your regular home insurance policy won’t cover you anymore. Typically, insurance providers may class properties that are left vacant for more than month as unoccupied, and they require a specific type of insurance, known as unoccupied home insurance. Unoccupied home insurance, also known as unoccupied buildings insurance, insurance for unoccupied house, buildings insurance for unoccupied property, home insurance for unoccupied houses, buildings insurance unoccupied property, or empty property insurance, can provide basic cover to protect against fire, vandalism and public liability.

When it comes to insuring unoccupied property, the reason an unoccupied house may require specialist unoccupied property building insurance, is that in the eyes of the insurance unoccupied house insurers, an empty property is more at risk. Vandalism, burglary and arson are considered more likely in an unattended house than one that is lived in, hence the need for specialist unoccupied house insurance. Of course, because there is a higher risk with an empty property, the cost of unoccupied home insurance can also higher.

Home insurance unoccupied properties

All sorts of factors can affect the price of insurance for unoccupied properties, such as how long it will be empty for, and why the property is unoccupied. Maybe you are going on an extended holiday and will be back, or it could be for sale or lease, or you may have building work being done. In addition, some people who want an insurance for unoccupied properties policy may require extra cover for things such as content and subsidence, which can also bump up the price.

Why not try Quotezone today to see if we could help you save money on your unoccupied home insurance?

Compare cheap unoccupied property insurance quotes and start saving today!

Customer Reviews

4.8/ 5

Based on 1260 reviews on Reviews.co.uk

Read all reviews

  • ★★★★★

    Anonymous, 07-03-2018

    Much cheaper than other places. This is the second time that I have used them.

  • ★★★★★

    Peter Singleton, 06-03-2018

    Quick and easy, no problems at all.

  • ★★★★★

    Francisco Alves, 06-02-2018

    Fast. Efficient. And most of all the best value for the service provided. Thank you.

Non Standard Home Insurance Comparison