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Compare Ligier JS50 insurance

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The French manufacturer Ligier generally focuses on racing cars and other special vehicles. However, they also produce cars for public use, such as the dynamic Ligier JS50. This is classed as a moped car, and is designed primarily for young drivers.

If you want to find out more information about Ligier JS50 insurance, then be sure to read through this helpful guide.

 

What is the insurance group of a Ligier JS50?

The Ligier JS50 is a moped car that is more commonly seen in France, where drivers aged 14 and above can use one. Due to the car’s unique status, it is not assigned a specific insurance group, although the vehicle’s low specifications should keep rates low.

 

What are insurance excesses?

In short, excesses are the amount you agree to contribute towards any claim that is paid out. This could be a couple of hundred pounds, or several if you can afford it. The more excesses you pay, the less your monthly premium will be.

 

Can I reduce my Ligier JS50 insurance?

Outside of your own driving experience and location, you have various ways to lower your Ligier JS50 insurance premium:

  • Black box insurance or telematic insurance – this is a popular choice with students and less experienced drivers.
  • For younger drivers, having a more experienced named driver on your policy can also save you money.
  • One other option is to increase your voluntary insurance, but you will need to be certain that you can afford this in the event of making a claim.
  • Some insurers will provide more favourable quotes if you are able to park your car on a drive or in a garage.

Will I be able to protect my no-claims discount?

When changing providers, it is possible to protect your no-claims discount, as long as you have evidence to show your new insurer. You may need to contact your current insurer yourself to retrieve this information.

Switching during your current policy means you won’t earn your current no-claims discount though, so make sure you offset this by making a saving.

 

What type of cover can I choose for my Ligier JS50?

You can choose between either third-party or comprehensive. Third-party is required by law if you want to drive on the roads, offering a more basic type of cover.

Comprehensive insurance protects you in a wider range of scenarios. Unlike third-party insurance, it also covers the cost of any repairs that your Ligier might need.

Another type of policy – third-party fire and theft – pays out the cost of any damage to other road users if the accident is your fault. It also covers you if your car catches fire or is stolen.

 

Where can I find Ligier JS50 car insurance?

Even though Ligier JS50s are not a common sight on UK roads, it is still possible to hunt around for insurance quotes online. By using our online comparison tool, you can compare what’s on offer from different insurance providers, choosing the best policy for your needs. Once you are happy with a policy, it will be a simple matter of providing your personal details and completing your application.

*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.