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Volkswagen Golf Insurance

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Volkswagen Golf Car Insurance

Compare VW Golf insurance quotes from our panel of UK insurance providers


The Volkswagen Golf has endured the test of time, celebrated as one of the most popular car models of all time. First manufactured in 1974, the release of the 2019 Golf saw it reach its eighth generation. With more than 35 million vehicles sold, the Golf ranks in the top three of best-selling cars.

Whether you’re looking for a fully comprehensive insurance policy, or you’d prefer a more basic third party only policy, when you’re ready to insure your VW Golf Quotezone.co.uk can help you to compare policies and find the right insurance quotes.

What insurance group is the Volkswagen Golf?

The VW Golf falls into a very wide range of different insurance groups. The entry level Golf 1.2 TSI Bluetooth Tech S 3d is in group 7 (out of 50). This climbs to insurance group 39 for the Golf R 2.0 TSI BMT 310PS Motion.

Is it cheap to insure a VW Golf?

The Golf estate and hatchback will likely cost you less to insure, while the GTI and Cabriolet will be more expensive as they are more powerful and capable of greater speeds.

The Golf has an excellent safety and reliability rating, which could bring your premium down, but it is also targeted by thieves, which might push it back up again. Because the Golf can reach high speeds, it has been used by criminals, and again this can impact the price of your insurance quote.

What other factors influence my Volkswagen Golf insurance cost?

Besides your vehicle’s make, model and insurance group, there are a lot of other risk factors that will impact your insurance quotes, including your age, your location, and your annual mileage.

When it comes to age, younger drivers usually pay more since they are relatively inexperienced and also have a higher average insurance claims rate, while older drivers generally pay less.

Similarly, drivers in cities like London, Manchester or Birmingham generally paying more than motorists in small towns or rural areas.

Is the VW Golf a good car for a younger driver?

Auto Trader awarded the Golf ‘Best Car For New Drivers.’ It was ranked number one in six areas that were deemed ‘critical’ to new drivers; looks, reliability, comfort, ease of parking, safety and quality of features and accessories.

If you opt for a VW Golf in insurance group 7 then you’re also likely to benefit from slightly cheaper premiums even if you are a younger driver, although you will still pay more than an older driver.

So my age does affect the cost of my Golf car insurance?

Yes, most car insurance providers will charge younger drivers a higher premium, while the average cost of car insurance for older drivers in their 40s50s or 60s will usually be lower. 

Is the Volkswagen Golf a reliable car?

According to What Car? magazine, the Volkswagen Golf scored a healthy 75% in their reliability rating. Any problems that did arise were fixed quickly and under warranty. Issues tended to be related to non-engine electrics.

*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.