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Volkswagen Polo Insurance

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Volkswagen Polo Insurance

Compare VW Polo insurance quotes from our panel of UK insurance providers


Ideal for drivers of all ages, Volkswagen Polos are compact, reliable and come with relatively low running costs. For this reason, it’s no surprise that they are popular vehicles with both new and experienced drivers. But before anyone gets behind the wheel, it’s important that you have an appropriate car insurance policy in place to protect you if the worst were to happen; and that’s where we come in. 

Choose from fully comprehensive insurance to ensure you have the most comprehensive policy you can buy, or a basic third party only policy to get you on the road. Whatever your budget, we can help you compare insurance for your VW Polo with one short form.

Is it cheap to insure a Volkswagen Polo?

The Volkswagen Polo is frequently rated as one of the cheapest cars to insure. Some of its models are even in insurance group 1, meaning they have the most affordable insurance rates around.

Are all VW Polo’s in insurance group 1?

What is the Volkswagen Polo insurance group?

No, VW Polos range between insurance group 1 and group 28, depending on the model and specifications. This means that your VW Polo insurance quotes can vary depending on your own Polo’s engine size, value and cost of repair.

What other factors influence my Volkswagen Polo insurance cost?

Besides your vehicle’s make, model and insurance group, there are a lot of other risk factors that will impact your insurance quotes, including your age, your location, and your annual mileage.

When it comes to age, younger drivers usually pay more since they are relatively inexperienced and also have a higher average insurance claims rate, while older drivers generally pay less.

Similarly, drivers in cities like London, Manchester or Birmingham generally paying more than motorists in small towns or rural areas.

What insurance should I get for my Volkswagen Polo?

The minimum level of car insurance is third party, which all UK drivers are required to have by law. This covers other people, their cars and property in the event of an accident, but won’t pay for any damage to your own car.

For that reason, we’d recommend fully-comprehensive Polo insurance, since this type of policy will cover other road users and your own vehicle.

Does my age affect the cost of my Polo car insurance?

Yes, most car insurance providers will charge younger drivers a higher premium, while the average cost of car insurance for older drivers in their 40s50s or 60s will usually be lower. 

However, if you’re a younger driver and you opt for a VW Polo that’s in insurance group 1 then you should benefit from lower premiums, although you’ll still pay more than a more experienced motorist might pay.

*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.