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Zenith Car Insurance

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Zenith car insurance


Zenith car insurance review

Zenith began in 1937 and now has in excess of 60 years’ experience in the UK insurance market. Zenith relies on large distribution network consisting of approximately 3,000 insurance brokers. 

Who owns Zenith Insurance?

Zenith Insurance is a trading name of Markerstudy Direct Limited, an appointed representative of Insurance Factory Limited. Insurance Factory Ltd acts as the underwriting agent for West Bay Insurance plc. Markerstudy Insurance Services Limited, and by extension Zenith Insurance is regulated and authorised by the Financial Conduct Authority (FCA)

How much does Zenith Insurance cost?

The cost of Zenith car insurance will vary from driver to driver as some drivers will simply be more risky to insure than others. Whilst Zenith does not provide an average savings figure for their insurance policies, it does appear to provide greater flexibility with adjusting pricing and additional fees based on customer reviews.

What does Zenith car insurance offer?

Zenith Insurance will provide coverage for young drivers, mature drivers aged up to 80 years old and for high-performance vehicles valued up to £74,999 when covered Comprehensively and £9,999 for Third Party Fire and Theft.

Zenith has a number of alternative levels of cover and, in general, they will cover accidental damage, windscreens, liability costs and legal fees. All car insurance policies will be subject to the terms and conditions, which customers can review with their broker. Car insurance is divided into third-party car insurance cover only, third-party with fire and theft and comprehensive cover. Zenith offers all three of these insurance covers for cars.

Zenith car insurance reviews

Zenith has received on average positive reviews from customers on major review sites such as Trustpilot and Smart Money People. The main praise was directed at Zenith’s ease of use, customer service and competitive pricing. The main criticisms of their policies revolved around cancellations and claim settlement times along with additional charges. Zenith car insurance has however shown a willingness to engage with its customers and rectify criticisms. 

Here are some of the things people had to say about Zenith car insurance on Trustpilot:


“Very happy with my quote from Zenith and very easy-to-navigate website would recommend”

Update: I am pleased to update my review after some excellent customer service from Rachel. She has restored my faith in Zenith Insurance by agreeing to offset cancellation fee when I renew for new car which seems fair enough. Upgrading to 4 stars, keeping one knocked off for shock to system.”

Had an issue with honouring a quote which was quickly put right and the extra charge agreed to be refunded. Best price on comparison sites compared to previous insurance.”

Very easy set up. App good to use, clear communication when I wanted to speak to them. It just wasn’t hard to do unlike some of the competitors and a good price. It is a joke what some of the competition are asking without any real justification


If you’re keen on comparing Zenith car insurance quotes, it helps to have other providers to compare them with. Quotezone.co.uk enables you to compare car insurance quotes from over 110 insurance providers side by side, and all it takes is one short form.

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*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.