Fleet Insurance

Insuring multiple vehicles on a single fleet policy is often cheaper than taking out separate policies. However, this is not guaranteed. Always shop around to see all your options. But keep in mind the additional benefits of this insurance. For example, having a single renewal date and one premium.

You’ll be able to insure a diverse range of vehicles under a fleet policy. These can include cars, vans, motorbikes, lorries, and minibuses, provided they aren’t modified in a disqualifying way.

It can be used by anyone who needs to insure more than one vehicle. But is especially useful for companies like taxi firms or courier companies. Businesses that provide their staff with company cars can also benefit from this cover.

This insurance is most commonly used by businesses. However, private vehicle owners can also insure multiple vehicles under one policy. Family fleet, or multi car insurance options, are a common choice for households with multiple vehicles.

You’ll have the option to choose fleet insurance covering any driver over 18, or over 25, depending on the insurer. This means any qualifying driver with permission can be covered. While fleet insurance for young drivers can be more costly, it can go a long way towards improving flexibility and reducing admin for your business.

Private and domestic vehicle use is often available as an add-on to standard fleet policies. This is useful for many businesses that allow employees to operate company vehicles in a private capacity.

Mini fleet insurance is essentially the same as standard fleet cover. The key difference is that mini fleet providers can specialise in catering to small business fleets. These typically operate 2 or more vehicles.

This can be important if you are switching to a fleet policy. In these cases, many providers allow you to add additional vehicles during the first year, as their existing insurance expires. Naturally, this will come at additional costs as more vehicles are covered.