Get cheap Dubai travel insurance quotes now

Dubai Travel Insurance

Dubai is a city of contrasts, where modern innovation meets traditional culture. It’s a place where you can explore colossal skyscrapers, and indulge in luxury shopping, while also diving into the world of traditional souks, offering spices and textiles steeped in history.

With so much to do, Dubai has become a popular destination for UK travellers. But you will need to be aware of the unique rules and potential risks that come with travelling in this stunning city. 

Dubai travel insurance covers the usual risks of travelling, like trip cancellations, lost luggage, and medical care. However, it can also go a step further, safeguarding you during high-risk activities like sandboarding, helping with legal costs, and protecting against theft and pickpocketing.

Get Dubai travel insurance that protects your holiday now 

Dubai Travel Insurance from UK

When you’re searching for Dubai travel insurance from UK, consider the length of your stay and how often you plan to travel. Dubai will be protected by policies with worldwide coverage. You can also choose worldwide policies that exclude the USA, Canada, and the Caribbean if you do not plan to visit these countries. This is usually a cheaper option. 

Your main options for Dubai travel insurance are:

1. Single trip insurance – If your visit to Dubai is a short term holiday, a single trip policy often proves to be more affordable.
2. Annual multi-trip insurance – This type of insurance covers multiple holidays within a year, so you won’t need to buy separate coverage every time you travel.
3. Backpacker insurance – This option gives you coverage for longer journeys where you want to cover multiple countries.

Cheap Dubai Travel Insurance 

Comparing quotes from various insurance providers is a crucial part of the insurance buying process. This step helps you find cheap Dubai travel insurance, ensuring that you’re not overpaying for the protection you need.

Get personalised quotes from experienced UK insurers now

How much is travel insurance to Dubai?

Worldwide cover can be more expensive if you are used to travelling within Europe. But there are ways that you can keep your travel insurance Dubai premium as cheap as possible without compromising on coverage. These include:

1. Tailored coverage – Choose the most cost-effective insurance for the length and frequency of your travel plans. Options include single-trip, annual multi-trip and backpacker insurance.
2. Essential coverage – Avoid unnecessary expenses by selecting coverage relevant to your trip activities. Skip add-ons for gadgets or high-risk activities if they’re not needed.
3. Higher excess – Opt for a higher excess to lower costs. Just ensure you’re comfortable covering these expenses in case of making a claim.
4. Compare quotes – Thoroughly compare quotes from different insurers to choose the best travel insurance for Dubai that fits your budget.

What travel insurance do I need for Dubai?

All travel insurance provides comprehensive coverage for common travel issues like cancellations, medical coverage, and financial and personal possession protection. However, the specific coverage you need will depend on your travel plans. 

Consider the following factors before you buy your Dubai travel insurance:

1. Access to medical care – While Dubai offers high-standard healthcare, you can be refused treatment if you don’t have a valid insurance policy or sufficient funds to cover your treatment personally.
2. Crime in Dubai – Popular tourist spots can be hotspots for pickpocketing, scams, and even violent crime. Ensure you have the right coverage for you and your belongings.
3. High-risk activities – Engaging in popular desert activities like sandboarding and quad biking may require additional coverage due to their higher-risk nature.
4. Existing medical conditions – Declare any existing medical conditions to your insurer, as they may require specialist insurers or additional medical coverage.
5. Risk of cancellation – If you’ve booked your trip well in advance, consider coverage for trip cancellation. Changing circumstances in your life and at your destination can lead to cancellations or curtailments.
6. Unexpected events – Standard travel insurance may not cover events like terrorism or natural disasters, but some insurers offer this as an add-on. This is particularly important in Dubai, as multiple missile and drone attacks have been launched at the United Arab Emirates (UAE) as recently as 2022. Keep up to date on travel advice for UAE before you travel and do not travel against government advice. 
7. Legal issues – Dubai has very different laws than the UK. And you could have problems if you do not take the time to learn about and respect the local laws and customs. Insurance with personal liability and legal expense cover could be particularly beneficial in Dubai. 

Where is Dubai for travel insurance?

Dubai is located in the United Arab Emirates and requires worldwide travel insurance. If you have an existing annual travel insurance policy, it will only include Dubai if it’s a worldwide policy or specifies coverage for Dubai, otherwise, you will need travel insurance for Dubai from UK.

Does my EHIC or GHIC card work in Dubai?

Your EHIC or GHIC card doesn’t work in Dubai. While these provide medical coverage within Europe, they are not applicable in the UAE. So travel insurance is crucial to avoid out-of-pocket expenses and to ensure quality medical care during your stay.

Do I need travel insurance to travel to Dubai?

British passport holders who are not staying over 40 days won’t need travel insurance by law to visit Dubai. However, it is highly recommended that you have it for your personal and financial protection. 

Do I need a visa to visit Dubai?

If you have a British passport you will be able to get a free tourist visa when you arrive in Dubai. This will let you visit UAE for up to 40 days provided that your passport is valid for at least six months from the date that you enter the country.

What laws do I need to know for Dubai?

Dubai has strict laws and customs that differ from the UK and can cause legal problems for tourists if you are not careful. Being aware of these can prevent legal issues and ensure a smooth trip:

1. Alcohol consumption –  As a tourist, you can only drink alcohol at licensed venues like hotels, restaurants, and clubs. Public intoxication or drinking in unauthorised places can lead to arrests.
2. Vapes – Electronic cigarettes or vapes are illegal in Dubai and could be confiscated when you arrive.
3. Drugs – Dubai has severe penalties for drug use and possession, with drug distribution being punishable by the death penalty. If you have any drugs in your system you will be considered to be in possession and can suffer fines or prison time. 
4. Dress conservatively – Everyone, regardless of gender, is expected to cover their shoulders, upper arms and legs in public. And dressing in clothes not traditionally associated with your gender can result in penalties in severe cases. 
5. Marriage status – If you are travelling with a partner you are not married to you might be required to stay in separate rooms. This will also apply to same-sex couples even if you are married as same-sex marriages are not recognised in UAE.
6. Same-sex relationships –  Homosexuality is illegal in Dubai. And although there is some level of respect for people’s private lives, any public display of affection between same-sex partners can risk arrest and prosecution. 
7. Offensive language and gestures – Using rude or offensive gestures and language in public, especially when driving, can lead to fines, jail sentences, and even deportation.
8. Photos and videos – Taking photographs of people without their permission is illegal. And posting anything online that criticizes the UAE or Dubai can be a criminal offence.

Exploring Dubai is better with the peace of mind that great travel insurance gives you. It ensures you are protected against all the common travel issues, and can be tailored to your specific needs. 

Compare Dubai travel insurance quotes from 30 experienced UK travel insurers now