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Travel Insurance for Thailand from the UK


Thailand offers a unique blend of adventures from its street food and floating markets to a thriving nightlife. This affordable travel destination is also packed with cultural experiences like Buddhist temples, palaces and museums.

And it’s easy to see why Thailand is such a tourist haven. Its national parks offer hiking and biking trails. Waterfalls, beaches and mountains host wildlife including elephants, hornbills and tigers. 

And knowing the risks you’ll face is key to getting the right travel insurance for Thailand. It can help protect you from accidents, and unexpected expenses so you can get back to your holiday quickly when things go wrong.

Travel insurance for Thailand from the UK can give you coverage for medical expenses, holiday cancellations, lost luggage and much more. And if you have any adrenaline-fueled activities planned you can get protection for these too. 

Get peace of mind for your trip with travel insurance for Thailand 

Cheap Travel Insurance for Thailand

The cost of travel insurance for Thailand for your holiday will depend on your plans. However, finding the cheapest travel insurance for Thailand is easier when you compare insurance policies to find the best price for the coverage you need

At Quotezone.co.uk, we are regulated by the FCA (Financial Conduct Authority) and only compare trusted UK travel insurers to make sure you get quality insurance you can rely on when things go wrong. 

How much is travel insurance for Thailand?

Travel insurance to Thailand can be more expensive than European insurance. This is because of the cost of medical care and repatriation, which gets you back to the UK when necessary.

The cost of your premium will also depend on factors including: 

  • Your destination – If you are backpacking, or visiting various countries in Southeast Asia, you could benefit from worldwide travel insurance which covers multiple countries on one policy. 
  • Your age – Generally, if you’re older, you will pay higher costs for insurance as older travellers tend to make more claims and have higher medical needs.
  • Planned activities – If you plan to do activities like water sports, muay thai, or forest tours, you could need extra coverage at an additional cost.
  • Pre-existing medical conditions – If you have existing health problems, insurance can cost more, or you might need a specialist insurer to cover your needs.
  • The length of your trip – If you’re travelling for a longer period there’s more time for things to go wrong, and this can increase your insurance costs.
  • Coverage type – Whether you need a single trip, annual travel, or backpacker insurance policy, each option will give you protection at a different cost.
What’s the best travel insurance for Thailand?

The best travel insurance for Thailand for you depends on your personal and travel needs. Thailand will be covered by worldwide travel insurance policies, and this comes in three main types that can be tailored to your needs with additional coverage and add-ons. 

  1. Single trip insurance – Gives you coverage for one-off short holidays.
  2. Annual multi-trip insurance – This can be more cost-effective if you plan to travel multiple times a year.
  3. Backpacker insurance – Protects you on long-term travels across multiple countries.
What type of travel insurance do I need for Thailand?

Standard Thailand travel insurance policies usually cover common low-risk activities like swimming and sightseeing. But for more adventurous activities, it’s important to have holiday activity coverage

Activities that can require additional coverage include:

  • Water sports like scuba diving, sailing or white water rafting.
  • Trekking or climbing, especially at high altitudes like Thailand’s Kew Mae Pan trail.
  • Caving and spelunking including in Khao Mai Kaew cave.
  • Motorcycle or scooter touring through the popular routes of Thailand. 
  • Bungee jumping, paragliding, and skydiving.
  • Elephant or horse riding.
  • Rainforest and wildlife tours.
Do you need travel insurance going to Thailand?

Thailand travel insurance from the UK isn’t compulsory, but it’s strongly recommended to ensure your personal and financial security. If you are visiting Thailand as a foreign visitor you will be charged for any medical care you need, and these bills can soon add up if you get into an accident or fall ill. 

Without proper coverage, you risk facing medical costs as well as any expenses related to lost luggage, stolen belongings, paying for extra accommodation if flights or plans are cancelled and much more.

And with thieves, pickpockets and bag-snatchers operating on motorbikes and tut-tuts throughout Thailand this could be something you rely on to replace your essentials. Travelling insurance-free is simply not a risk worth taking.

Protect your health and finances now with travel insurance for Thailand

What do you need to enter Thailand?

If you’re a British national visiting Thailand, you don’t need a visa if you only plan to stay for under 30 days. Just make sure your passport is valid for at least 6 months from when you enter Thailand and is not damaged as this could cause issues on arrival.

However, if you are planning a gap year or extended trip to work or study in Thailand, you’ll need a visa before you travel. Staying beyond your visa limits is taken very seriously and could result in fines, deportation at your own expense or even detention.

Your Thai adventure starts with finding the right travel insurance for Thailand. And we are here to make it a quick and easy process for you. Compare quotes from 30 trusted UK travel insurers fast to find the coverage you need for a worry-free holiday in Thailand.

Get your personalised quote now with our quick and easy quote form