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Mercury previously belonged to American manufacturer Ford, producing some iconic cars in its time. However, production stopped in 2010, and Mercury is now defunct.

This doesn’t mean you can’t find insurance for your vehicle though. If you are the proud owner of a Mercury and want to find out more information about your car’s insurance, then be sure to read this guide.

 

Are Mercury cars expensive to insure?

As many Mercury vehicles in the UK will be considered classics, opting for classic car insurance could save you money. As most insurers recognise that classic cars are usually well looked after by their owners, classic car insurance can be cheaper than normal policies.

 

What are insurance excesses?

In short, excesses are the amount you agree to contribute towards any claims that are paid out by your insurer. This could be a couple of hundred pounds, or more if you can afford it. The more excesses you pay, the less your monthly premium will be.

 

Can I reduce my Mercury insurance?

Outside of your own driving experience and location, you have various ways to lower your Mercury’s insurance premium:

  • Agreeing to a mileage limit – this is a more common practice for classic cars.
  • Having a more experienced named driver on your policy.
  • Increasing your voluntary insurance – be certain that you can afford this in the event of making a claim.
  • Parking your car on a drive or in a garage. If you own a Mercury, it is likely that you do this already.

Will I be able to protect my no-claims discount?

When changing providers, it is possible to protect your no-claims discount, as long as you have evidence to show your new insurer. You may need to contact your current insurer yourself to retrieve this information.

It is worth remembering that switching during your existing policy means you won’t earn your current year’s no-claims discount, so make sure you are offsetting this by making a saving.

 

What type of cover can I choose for my Mercury?

There are two main types of insurance on offer: third-party and comprehensive.

Third-party is required by law if you want to drive on the roads, and offers more basic cover. Such a policy will only pay out to cover the cost of damage to other vehicles and road users, not your own vehicle.

Comprehensive protects you against a wider range of incidents, including damage to your own vehicle.

Alternatively, opting for classic car insurance with a specialist provider may be the most suitable option for your Mercury.

 

Where can I find Mercury car insurance?

Although Mercury cars are uncommon in the UK, it is still possible to hunt around for insurance quotes online. If you own a classic Mercury, it is well worth researching and comparing different classic car plans in particular.

 

How much could I save if I compare quotes?

There isn’t a specific figure you can save on your insurance due to how varied quotes can be. However, you could potentially save hundreds of pounds by comparing different insurers.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.