Vauxhall Car Insurance

Vauxhall car insurance

Vauxhall is a British automaker, established in the early 1900s. It is now a subsidiary of German carmaker Opel. Vauxhalls make up 11% of the cars on British Roads. The group has a solid record of reliability in the UK.

If you are looking to buy a Vauxhall, read on and let us answer some of the frequently asked questions about Vauxhall and car insurance.

Why do I need car insurance?

Car insurance is a fact of life, it’s a legal requirement to insure a road worthy car. Car insurance is there to protect you, any passengers, pedestrians, property and other car drivers, should you be involved in an accident.

There are three levels of car insurance: Third Party; Third Party, Fire and theft and Fully Comprehensive Cover. Third Party is the minimum legal requirement, and will protect others should you be involved in an accident. Fully comprehensive cover protects you against damage against your car in the case of an accident, vandalism or theft.

If you are unsure about the level of cover that’s right for you, get in touch with us at Quotezone.co.uk. We can get you the quote you need.

How can I keep the cost of my Vauxhall insurance premium down?

The make and model impacts the cost of your insurance premium. Driving a luxury brand is going to push that monthly deduction up and nipping about in a little run-around will drive it down. But it’s not just the make and model that insurers focus on when generating your quote.

How long you have been driving and your average annual mileage are factors. Where you live, your occupation and your age are also important.

You can take action to bring the cost of your premium down. If you can afford to, pay annually. Limit your mileage, as fewer miles equates to less of a risk. Improve security, add alarms, locking wheel nuts and immobilisers. Keep your car locked in a garage at night. Increasing your voluntary excess and building up your no claims bonus are also ways in which you can try to bring down the cost of your premium.

Are Vauxhall cars cheap to insure?

The Vauxhall Corsa comes in as the winner! The Corsa is seen as the cheapest car to insure in the UK as of 2021. No other Vauxhalls fall into the top ten.

Are Vauxhall cars reliable?

Pretty much. In the Telegraph’s top 20 brands for reliability, the Vauxhall brand came fourth. The previous year they came ninth. Despite this relative success, Vauxhall are continuing to improve reliability.

Do I need to unsure my car if it’s not being used?

Yes. By law, and in line with Continuous Insurance Enforcement (CIE), the registered keeper of the vehicle must continue to insure it whether it is in use or not. This law is upheld even if the vehicle is being kept on private land. You are only exempt from this responsibility if it has a SORN (Statutory Off Road Notification), which you can obtain from the Driver and Vehicle Licensing Agency (DVLA).