Home / Insurance / Driving Other Cars Insurance

Cheap Driving Other Cars Insurance

Driving Other Cars Insurance

Driving Other Cars Insurance

expat car insurance

Enter vehicle registration number

Don't know the registration number?

Looking for cheaper insurance?

  • Search over 110 different car insurance providers
    Quotezone increases your chance of finding a great deal by searching the market for you.
  • Over three million users
    Join our ever-growing list of satisfied customers today.
  • Buy online or by phone
    Purchase your car policy quickly and easily, monthly and annual payment options available.
  • Norton secured
    Our quote form uses 128-bit SSL encryption for your peace of mind.
  • You could save time and money
    Get your quotes by filling in one simple form, compare prices, and start saving.
  • Independent and unbiased service
    We aren't owned by or have any investment from any insurance company.

Cheap Driving Other Cars Insurance

Insurance for Driving Other People’s Cars

Unless you’re a teenager or a first time driver there’s a good chance you’ll already be well aware of the fact that you have three levels of coverage to choose from when you’re taking out a new car insurance policy: third party only, third party, fire and theft or fully comprehensive.


Something fewer drivers might be aware of, though, is the fact that many insurance providers have begun changing their fully-comprehensive policies in recent years in order to remove the third-party only cover many of these policies used to provide as standard when you were driving other cars.

driving other cars insurance

Of course, it is still possible to find fully comprehensive car insurance that includes driving other cars cover, but you shouldn’t assume that all fully-comp policies include this as standard nowadays because many of them don’t.

The best plan is to compare fully-comprehensive car insurance policies from a wide range of providers, and then look at what’s included with each policy to find ones that automatically cover you to drive other cars.

Compare driving other cars insurance now
Why have insurance providers removed the driving other cars cover from their fully-comp policies?

Firstly, it’s important to bear in mind that not every provider has removed the ‘driving other cars’ component from their standard fully-comp policies, and if you shop around it’s usually still possible to find a suitable fully comprehensive car insurance policy with driving other cars cover included.

With providers that are removing this standard policy feature there could be several different reasons why they’ve decided to take this approach. The three most likely explanations are:

  • Improving the insurer’s level of risk exposure
  • Enabling the insurer to offer policyholders cheaper premiums
  • Enabling the insurer to sell ‘driving other cars cover’ as an optional add-on, rather than offering it as standard.
I always assumed fully comprehensive car insurance policies always covered policyholders to drive other cars - when did this change?

It is true that in the past the vast majority of fully comprehensive car insurance policies automatically included third party only cover for driving other cars, but as the car insurance market has become increasingly competitive more and more insurance providers are removing that standard policy feature.

If a motorist gets behind the wheel of another car on the mistaken assumption that their fully comprehensive car insurance policy includes driving other cars cover then they would be driving without insurance, which means they could face an unlimited fine and the loss of their driving licence if they got caught.

How will I know if my car insurance policy includes driving other cars cover?

driving other cars insurance

The first consideration is whether or not you have fully comprehensive insurance, because it is only ever fully comprehensive insurance driving other cars cover comes with as standard.

However, if you do have a fully comprehensive insurance policy it’s vital that you double check whether this includes cover to drive other cars, and you can do this by reviewing the policy documents you received when you signed up for the policy.

Is it possible to add ‘driving other cars cover’ to a third party only car insurance policy?

While driving other cars cover is never included as standard when you take out a third party only policy, some providers might allow you to add coverage for driving other cars as an optional add-on.

However, if you’re willing to pay more for your insurance it might be more cost effective to opt for a fully comprehensive car insurance policy (even if it doesn’t include driving other cars cover) than paying to add optional extras to a third party policy.

Customer Reviews

4.9/ 5

Based on 38 reviews on Reviews.co.uk

Read all reviews

  • ★★★★★

    kalbinder heer, 18-04-2019

    The quote l got was the cheapest on all the comparison websites

  • ★★★★★

    Dariush Hejazian, 14-11-2018

    I used other sites to get a car insurance. Quotezone was by far the best. I took a car insurance with an insurance company that they suggested. Since then I had an accident and the insurance company was great and I am very happy with them. To summaries I got a great dealfrom the financial aspects and also from the customer services aspects. I have already recommended Quotezone to a number of friends and as far as I know two of them have insured their cars via them.

  • ★★★★★

    Mark Wilson, 10-06-2018

    Always use quotezone for my insurance quotes.Seems to be more thorough than other sites.

Car Insurance Comparison