Hybrid Car Insurance

Hybrid car insurance – compare insurance quotes for hybrid vehicles

Hybrid cars are becoming increasingly popular in the UK – with good reason. Not only do these vehicles enjoy the best of both worlds when it comes to fuel economy, but many newer hybrids that meet Euro 4 emissions standard are also exempt from Low Emission Zone charges in London and a growing number of other UK cities.

However, many hybrids fall into higher car insurance groups, which means they can sometimes cost a bit more to insure than your average petrol or diesel motor. That’s  why it’s always a wise idea to shop around by comparing hybrid car insurance quotes from a wide range of different providers, which should increase your odds of finding cheap hybrid car insurance.

Compare cheap hybrid car insurance quotes now

Is every insurance provider willing to insure a hybrid car?

Yes, the fact that you’re insuring a hybrid car is unlikely to put many insurance providers off these days.

Of course, there could be other risk factors that might influence whether or not a particular provider is willing to offer you a quote.

For instance, if you have a history of motoring convictions some insurance providers then you may not meet certain providers’ underwriting terms, while other providers may decline to insure you if you’re a young, newly qualified driver.

Whatever your circumstances though, the best plan when you need to insure a hybrid vehicle is to compare policies via Quotezone.co.uk, which will offer you quotes from a wide range of different providers that are willing to insure you.

Is a hybrid car cheaper to insure than a petrol or diesel car?

No, not necessarily.

Most hybrid cars are higher-end models than fall into higher insurance groups, which means they can often cost a bit more to insure than a petrol or diesel motor.

Still, by comparing quotes from a wide range of different providers you should be able to find the right hybrid car insurance at the right price, even if your car is in a higher group.

Does hybrid car insurance cover the battery?

Yes, if you insure a hybrid car and the battery is damaged during an at-fault accident then this will usually be covered by your insurance policy – provided you have fully-comprehensive insurance, of course.

If your hybrid’s battery is damaged in an accident that wasn’t then your fault then your battery will usually be covered by the other motorist’s insurance policy. 

Are hybrids still a good option if I don’t live in a major city?

While it’s true that many newer hybrids benefit from exemptions to the Low Emission Zone charges that cities like London, Manchester and Birmingham are introducing (and which many more cities are likely to introduce in the future), that’s not the only reason to opt for a hybrid.

The emissions produced by hybrids are less than 30% of those created by petrol and diesel cars, for instance.

Hybrids also enjoy better fuel economy, particularly if you spend a lot of time driving on smaller B roads (petrol and diesel cars are lighter than hybrids, which means they get better fuel economy on motorways).