Car Insurance Luton
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Luton Car Insurance
Looking for cheap car insurance in Luton? Quotezone’s panel of over 110 UK insurance providers can help you find a greater array of quotes fast, without the need for phone calls or local brokers.
Is Luton car insurance more expensive?
In 2023, the average annual car insurance premium in Luton was £981, which is significantly higher than the national average of £794. There are varying factors which cause this such as the following.
- High crime rate: Luton has a relatively high crime rate, which makes it more likely that a driver will be involved in an accident. This increases the risk for insurers, and they pass that risk on to drivers in the form of higher premiums.
- High traffic: Luton is a busy town with a lot of traffic. This increases the chances of a driver being involved in a collision, and it also makes it more difficult for drivers to avoid accidents.
- Young drivers: Luton has a high proportion of young drivers, who are statistically more likely to be involved in accidents. This also drives up insurance premiums for all drivers in Luton.
Whilst you may not be able to do much about these factors directly, you can take some practical steps to reduce your premiums. Here are some top tips for keeping your car insurance premiums down.
- Compare multiple insurers – This will increase your chances of finding the best car insurance quotes for you. Since not all car insurers will be able to offer you the best deal, even if they can offer others cheap insurance, it pays to shop around and compare as many insurers as possible.
- Increase your voluntary excess – This may mean that you pay more in the event that you need to make a claim, however it is a good way of keeping your premiums down. This is because you are essentially reducing the risk to the insurer in the event of a claim, so they are able to offer you a cheaper premium in return.
- Drive safely – This may seem obvious but being a reckless driver will open you up to a whole host of issues. Firstly you are more likely to cause an accident and make a claim, and nothing drives up premiums more than previous claims. You’ll also be more likely to be given fines and penalty points which will also drive up your premiums as well as the additional burden of paying the fines.
Comparing car insurance quotes
By comparing various insurance companies from across the , you can significantly enhance your likelihood of discovering the most favourable car insurance offers available, no matter what your location is within the United Kingdom. Quotezone.co.uk offers you the opportunity to get car insurance quotations from more than 110 insurance providers effortlessly, all you do is enter your details for the risk profile and you’ll be given quotes in minutes.
*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.