Login Menu

Car Insurance Scotland

Cheap Car Insurance for Drivers in Scotland

  • Compare 110+ providers & save up to £530*
  • Access Cashback & Rewards
  • 97% of reviewers recommend us

Don’t have your registration number? No problem, click here.

Compare cheap car insurance quotes from over 110 UK providers, including

Admiral
Home Insurance
Hastings
Car Insurance
Car Insurance
Car Insurance
Car Insurance
Car Insurance
Budget Insurance

Looking to insure a car for less?

search

Compare quotes from over 110 car insurance companies

Our car insurance comparison services increases your chance of finding a great deal by comparing 110+ quotes side-by-side.

phone

Buy your car insurance online or over the phone

Sign up online or over the phone, and choose from monthly or annual payment options.

time-money

Save on your insurance

One short form is all it takes to compare cheap car insurance policies from over 100 insurance providers.

person

Over three million users

Over 3 million people save money with us each year.

secure

Secure & Encrypted

We guarantee your confidence when shopping online by following the latest internet security standards.

scales

Independent and unbiased service

We aren’t owned by or have any investment from any insurance company.

What people have to say about us

Quotezone found me a great deal saving me £200 on my car insurance.

Paul

United Kingdom

Having compared many other sites this was the one that found the ideal car insurance quotes for me.

Teresa

United Kingdom

4.9/5 from 40 customer reviews

Car Insurance Scotland – Compare Cheap Quotes


Whether you’re a provisional licence holder, a young driver who has recently passed your driving test, or a highly experienced motorist with a sizeable No Claims Bonus, if you’re a driver in Scotland and you’re looking to find cheap Scottish car insurance, Quotezone.co.uk is here to help.

Our unbiased car insurance comparison platform can help Scottish drivers compare quotes from a wide range of car insurance providers in a matter of minutes, free of charge.

Compare car insurance quotes now

Will I get the best quotes by using a Scottish car insurance broker?

Not necessarily.

Local car insurance brokers in Scotland will obviously know your area better than a large insurer in London or Cardiff is likely to, but that local knowledge doesn’t necessarily translate into cheaper Scottish car insurance quotes for you.

That’s because insurers use a wide range of data points when calculating their premiums, including your local area’s crime rate and road traffic accident rate, but they use official data compiled by police forces and governmental departments when assessing those factors so local knowledge plays very little role.

The relationship your Scottish car insurance broker has with UK-based insurance companies is likely to have a more significant impact on your Scottish car insurance quotes, because some brokers are able to negotiate preferential deals with some providers.

However, since there’s no way to be sure ahead of time which broker has the best relationship with which provider, the best approach is to compare quotes from hundreds of insurance companies side by side then go with the firm that offers the best overall insurance policy at the most competitive price.

Which car insurance companies serve Scottish motorists?

Unlike motorists in Northern Ireland, which have historically been excluded from coverage by many of the bigger insurance providers in England and Wales, most Scottish drivers should find that the vast majority of insurance providers throughout the UK will be happy and able to provide them with a car insurance policy.

Of course, if the driver in question has a history of motoring convictions or has had a previous car insurance policy cancelled by their insurer they may find that they have a smaller pool of insurance providers to choose between, but that’s likely to be true whether they live in Scotland, England, or Wales.

Is car insurance in Scotland cheaper than in England?

Yes, according to most industry calculations car insurance in Scotland is generally cheaper than what an equivalent policy in England might cost, a fact that has largely held true for a decade or more. Here is a price breakdown of UK regions by car insurance costs.

Age>18-2425-3435-4445-6465+All
LONDON£2811.38£1494.25£1149.42£733.15£659.84£1369.61
WEST MIDLANDS£2392.30£1113.72£806.61£569.82£513.43£1079.18
YORKSHIRE£2327.01£1073.40£767.06£465.27£462.68£1019.08
NORTH WEST ENGLAND£2297.97£1210.03£879.90£528.89£510.59£1085.48
SOUTH EAST ENGLAND£2105.06£917.01£729.54£499.29£487.27£947.63
EAST OF ENGLAND£2030.26£939.51£761.52£473.07£473.04£935.48
NORTH EAST ENGLAND£1966.55£966.52£726.51£433.01£421.01£902.72
EAST MIDLANDS£1964.62£917.84£727.70£453.41£476.41£908
SCOTLAND£1907.56£882.30£767.10£451.04£441.59£889.92
WALES£1835.09£921.06£655.79£385.09£404.95£840.39
SOUTH WEST ENGLAND£1714.21£783.16£632.67£372.35£408.94£782.27
NORTHERN IRELAND£1359.12£726.79£554.57£445.96£485.76£714.44
Scroll to see more
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK car insurance policies from January 2023 – January 2024.

While it’s difficult to be sure exactly why car insurance Scotland is cheaper than in England, the fact that England is six times more densely populated than Scotland could be a contributing factor, alongside the fact that England has major conurbations like Greater London and Greater Manchester that are much bigger than urban centres like Edinburgh or Glasgow in Scotland.

*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Car Insurance Comparison