Car insurance Swansea

Car Insurance Swansea – Compare Cheap Quotes

If you live in Swansea you probably won’t be surprised to learn that Swansea car insurance quotes are often a little more pricey than an equivalent policy might cost if the same driver, driving the same car, lived in a smaller Welsh town or village.

After all, Swansea is the third-biggest city in Wales by population, and is also in the top 30 most heavily populated areas in the UK, and car insurance in cities usually costs more.

Still, that doesn’t mean you can’t find cheap car insurance quotes in Swansea – you just need to shop around, which is where we come in.

Quotezone.co.uk’s unbiased insurance comparison platform can help drivers in Swansea compare quotes from many of the best car insurance providers side by side, making it more likely that they’ll find the right policy at the right price.

Compare car insurance quotes for drivers in Swansea

Is car insurance in Swansea cheaper than it is in Cardiff?

Cardiff car insurance quotes may well be a little more expensive than the same policy might cost for the same driver and the same car in Swansea, simply because Cardiff is a bigger city and has a slightly higher rate of car crime.

But why does car insurance cost more in cities anyway?

Well, although there are obviously many other risk factors that insurance providers will take into account, when it comes to where the policyholder lives insurers will consider the crime rate and the accident rate in that area, and on average drivers are more likely to be involved in an accident in a heavily built-up area, and the crime rate is often higher in these urban centres too.

Of course, that means drivers in larger cities like Manchester , Birmingham and London will often pay even more than you’d pay for car insurance in Swansea, since those cities have even worse crime rates and accidents rates.

What other factors will influence the cost of my Swansea car insurance policy besides my postcode?

While your Swansea postcode will certainly be a factor, insurance providers will take a wide range of other variables into account when calculating your premium, including your age, the type of car you drive, where you park your car overnight, how long you’ve held your licence, your driving record and the the size of your no claims bonus.

Is it true that a car insurance broker in Swansea will be able to get me the best insurance quotes?

No, not necessarily.

It’s certainly possible that some car insurance brokers in Swansea might be able to find you a cheaper quote than you’re being quoted for your renewal, but that doesn’t always guarantee that the price that broker gets you will be the cheapest price you’d be able to find if you shopped around more widely.

While there is certainly no harm in speaking to a Swansea car insurance broker to find out what sort of quotes they’re able to offer, it would be a wise idea to use a price comparison site like Quotezone.co.uk to compare quotes from other insurance providers in other parts of the UK. You can then go with whichever one is able to offer you the best car insurance policy at the cheapest price.