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Cheap Travel Insurance for Switzerland

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Travel Insurance for Switzerland from the UK


Switzerland is an enchanting country with landscapes straight from a fairytale. Travelling here, you can explore castles, lakes and the historic cities of Zürich and Geneva.

It’s easy to get caught up in the picturesque beauty of Switzerland. But no matter how idyllic, it’s always important to have travel insurance for Switzerland that protects you, your health, and your finances while you travel. 

We help you to find the coverage you need for your travel plans. With us, you can quickly compare policies from over 30 UK travel insurers to get the policy and price that fits you.

Get quotes from trusted UK travel insurers now at Quotezone.co.uk 

Cheap Switzerland Travel Insurance

Travel plans can be pricey so finding cheap travel insurance for Switzerland could be vital. And comparing policies is a great way to buy insurance on a budget. 

Different companies will sell the same level of cover at completely different prices. But using our quick and easy quote form can help make sure you don’t pay over the odds for insurance. 

Get personalised quotes with our streamlined quote form

How much does travel insurance for Switzerland cost?

Prices will depend on the cover you need. But rest assured that even cheap Switzerland travel insurance is preferable to the risk of travelling uninsured.

The cost of your specific policy will be based on multiple factors, including:

  • Your destination – If you are travelling beyond Switzerland on the same holiday you could need different insurance than those travelling to Switzerland alone.
  • Your age – Premiums can be higher for older travellers.
  • Your planned activities – If you are planning activities like skiing, trekking, or climbing, you will need additional coverage.
  • Pre-existing medical conditions – Existing medical conditions can be covered but typically come at a higher cost or require a specialist insurer.
  • Type of coverage – Different policy types are available for short single trips or longer journeys through multiple countries. You can also buy annual policies that cover multiple holidays a year. 
What is the best travel insurance for Switzerland?

This will depend on your travel plans. Luckily you can personalise your insurance to suit your holiday with options like:

While standard travel insurance for Switzerland from UK will comfortably cover most travellers, additional coverage and add-ons are available for higher coverage limits or high-risk plans:

  • Pre-existing health conditions cover – Ensure any condition you have is covered when you travel.
  • Luggage and personal possessions – You can choose higher limits if you’re packing or purchasing high-value items.
  • Activity cover – High-risk activities like skiing, zip-lining, or trekking Switzerland’s peaks, will typically need additional activity coverage.
  • Gadget insurance – If you are working while travelling, or carrying cameras and equipment for photography, gadget insurance protects various devices.
Advice from our experts: 

“Most travel insurance policies cover important documentation such as passports but rarely cover stolen cash and phones. Most providers allow travellers to add on extras that might be needed such as gadget travel insurance.” – Greg Wilson, Founder and CEO of Quotezone.co.uk

Do I need travel insurance for Switzerland?

While there are no official Switzerland travel insurance requirements from the UK, it is strongly recommended. Travelling without it could leave you with serious financial issues if things go wrong, so it really is an essential part of your packing list. 

Travel insurance for Switzerland will give you invaluable protection and support for:

  1. Medical care – Protection for medical needs that are not included in your EHIC or GHIC card coverage. This can be care not classified as an emergency as well as private treatment.
  2. Repatriation – Covers the expense of your return to the UK, whether for specialised medical treatment or in the event of death.
  3. Coverage for personal accidents – Provides financial aid for serious injuries that result in loss of a limb, blindness, or permanent disability.
  4. Cancellations and curtailments – Protects the money you’ve paid for your holiday in case it gets cancelled or cut short for any reason covered in your policy.
  5. Liability protection – Supports you if you are liable for causing harm or damage to others.
  6. Legal costs – Assists with legal fees if you need legal help.
  7. Personal belongings and documents – Covers personal items, documents and luggage up to a specified limit if they are lost or stolen.
What is not covered by travel insurance for Switzerland?

Certain things can be excluded from travel insurance for Switzerland from UK. Common examples are:

  • Pre-existing medical conditions – These can require specialist insurers. However, if you do not disclose your existing medical conditions to your insurer you could risk invalidating your insurance.
  • Substance use – Accidents that happen under the influence of illegal drugs or alcohol are rarely covered.
  • High-risk activities – Certain sports and activities may require additional coverage. These include winter and watersports, or trekking at high altitudes. 
  • Terrorism and civil unrest – These are usually not covered, so it’s important to stay up to date with local events and travel advice for visiting Switzerland from the UK.
  • Natural disasters – Alpine hazards like avalanches, snowdrifts, or rockfall might not cover these. 
  • Illegal actions – Claims resulting from illegal activities won’t be covered.
Is Switzerland in Europe for travel insurance?

Yes, If you have European travel insurance you will be covered for Switzerland. It’s important to check for existing insurance before you buy, as you could already be covered under an annual insurance policy, with your employer or if you have bought a package holiday.

Can I still use my EHIC or GHIC card in Switzerland?

Yes, these cards are valid in Switzerland. If you still have an EHIC card it will be valid until it expires, then you’ll need to replace it with the new GHIC card. 

However, GHIC or EHIC cards are not substitutes for travel insurance for Switzerland. They only cover emergency medical treatment, whereas travel insurance offers more comprehensive coverage for care options including private healthcare, repatriation, and specialised treatments. This cover is especially important if you have pre-existing medical conditions when travelling.

Travel insurance for Switzerland can help ensure a secure and memorable adventure. Get a quote from Quotezone.co.uk to quickly compare quotes from 30 UK travel insurers with one single form. 

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