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Business Travel Insurance
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Business travel insurance is available for workers who have to travel within the UK and abroad in the course of their employment. If the firm you work for sends you away on business more than once a year and they don’t provide cover for you, you could benefit from taking out an annual business travel insurance policy. This type of policy is also invaluable for self-employed workers who don’t have the advantages and perks of working for a large company and it can be far cheaper than paying each time you travel to insure a single trip.
If you work for yourself and your business takes you away from home, you should consider obtaining travel insurance. It can cover you in the event of cancellation of your trip by the rail company or airline or if you have to take time off work due to illness or cut your business short due to a family emergency. Cancellation and curtailment benefit will refund any money spent on the trip. If there are other staff members who can travel in your place, some policies will pay for them to travel in your place, usually for an additional premium.
If you get sick or have an accident while working abroad, your business travel insurance will also ensure that doctor’s consultation fees, treatment and hospitalisation is paid for and that you have access to a 24 hour medical emergency helpline. You will also have peace of mind knowing that if your business equipment, such as laptops or sale items are stolen, you can claim the money back. If you lose or accidentally damage any of your items while in transit, this will also cover you. If you lose your passport (it happens!), it will cover for any loss of business that result from that and for the purchase of a new passport.
In the case of any legal mishaps when doing business, some policies cover you for legal disputes and will provide you with the monies to fund expert legal advice as well as access to a legal helpline.
For quotes and a business travel insurance comparison, use Quotezone to compare policies and find a cheap, affordable policy for you. Simply type in your details, and our online comparison service will provide you with information on policies that fit your needs.