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Ford S-Max Insurance

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The Ford S-Max can be a hard car to label, but it is an easy one to recommend. With its dynamic looks and responsive handling, you would be tempted to think that the people carrier is not as spacious or practical as others. However, the seven-seat-set-up promises plenty of functional room, while the array of modern features take the stress out of daily driving.

If you want to learn more about your Ford S-Max’s insurance, then be sure to read through this guide.

 

How safe is the Ford S-Max?

The Euro NCAP awarded the S-Max a five-star rating during its 2015 testing, awarding the vehicle a very respectable 87% for both adult and child occupation.

 

How much does the Ford S-Max cost?

New S-Max’s are being sold from £32,700 for the more basic model, rising to £40,550 for the top-of-the-line Vignale.

 

What insurance group does the Ford S-Max fall under?

The Ford S-Max’s different models occupy a broad range, with the 2.0-litre Zetec version being group 16, and the S-Max Vignale 2.0 being the highest at 34.

 

Is the Ford S-Max cheap to insure?

The model you pick will play a significant part for your S-Max insurance premium. The luxurious Vignale line will see a noticeably spike in your insurance costs ­– unsurprising given its fairly costly market price. Broadly speaking though, the S-Max’s insurances rates are of average cost, and you should find some quite reasonable rates when searching quotes online.

 

What warranty does the Ford S-Max come with?

As with all new Ford models purchased from an official Ford dealer, the S-Max comes with a 3 year/60,000 miles warranty, offering you protection against any defect relating to material, fitting or manufacturing fault. Consider Ford’s extended warranties if you are looking to own your S-Max for more than three years or are a high mileage driver. Remember, warranties and insurance are separate things, with insurance being required by law to drive on the roads.

 

Can I reduce my S-Max insurance?

You have a variety of ways to decrease your Ford S-Max’s insurance premium. Black box insurance – or telematic insurance – is a popular option for younger drivers and students. Having a more experienced named driver on your policy is a possible consideration for less experienced drivers.

Another option is to increase your voluntary insurance, but you will need to be certain that you can afford this in the event of making a claim. Also, consider where you leave your car at night. Many insurers will provide more favourable quotes if you are able to park your car on a driveway, or in a garage.

 

Where can I find Ford S-Max insurance?

Being popular choice amongst drivers in the UK, it is easy to browse and compare a wide range of quotes online for your Ford S-Max. Whether you use your S-Max for quick town runs or for long-distance journeys, it is worth researching and comparing different insurance quotes to save you money and afford your car the best protection.

*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.