Courier Insurance Quotes

With so much demand for home delivery, services are utilising every possible vehicle. Deliveroo bicycle couriers are a common site, while companies like Tesco, Evri and Amazon Flex still focus on vans and cars. You’ll have the option of:

• Courier van insurance 
• Hire and reward car insurance
• Scooter, moped or motorcycle courier insurance  
• Bicycle delivery insurance

Just like with standard motor insurance policies, you’ll have the option of:

• Third party insurance
• Third party theft and fire insurance 
• Comprehensive insurance

The option you choose will dictate the core coverage on your policy, so it’s important to review these carefully. You’ll also have to specify how you use the vehicle. For example, if you also rely on the van or car for social, domestic and pleasure use, make sure this is covered alongside your courier work.

If you are only taking on seasonal or temporary courier work, you might benefit from short-term or temporary courier insurance. This is not offered by every courier insurance provider but is still widely available and often more cost-effective when compared to annual policies.

Pay as you go parcel and food delivery insurance options also allow for more flexible and tailored coverage for temporary couriers. With a lot of courier work, like Amazon delivery driving, acting as a side gig or second source of income, this can help keep courier insurance costs down.

Some insurers will specialise in fast food delivery insurance with products like Uber Eats insurance. Temporary and pay as you go food delivery insurance is also available, giving you all the benefits of flexible insurance while tailoring coverage to your exact job.

• Your details and driving record – Details like your age, any other occupation, and your past driving history and convictions.
• Your vehicle – The make, model, and value of your vehicle, as well as its annual mileage, and how you plan to use it.
• Where you live and work – Your address, where you keep your vehicle when it is not being used, and the area you deliver in. 
• What you deliver – Whether you are looking for Uber Eats insurance, or van courier insurance for parcels, what you deliver can come with different risks. 
• The cover you choose – Add-ons and additional coverage usually come at an extra cost. 

Your insurance history – If you have had an insurance policy cancelled or voided, or if you have built up a no-claims bonus.

Looking for the cheapest hire and reward insurance quotes can be essential to keeping your business costs down. However, don’t let low costs come above finding comprehensive insurance. Some methods to keep courier insurance costs down include:

• Choosing the right vehicle – The cost of courier insurance for a van can be higher than that for a car, particularly if the market value of the van is higher. 
• Maintain a clean driving record – Motoring convictions can increase the cost of insurance. For example, those looking for cheap food delivery insurance could pay more if they have points on their licence. 
• Only choose necessary cover – Including extras you don’t need or won’t use can add unnecessary costs.
• Pay premiums annually – Although spreading the cost can be tempting, you will usually pay more overall if you opt for monthly payments rather than one annual payment. 

Compare courier insurance quotes – Using online comparison websites like Quotezone could help you find a cheaper deal on courier insurance.