Airbnb Insurance

You can find multiple insurance quotes by filling out a form on our website. Once we know your needs, we’ll match you to leading insurers who can offer you cover. They’ll then contact you with personalised offers. It’s a quick and easy way to get access to multiple quotes. You’ll be able to compare your options and make the best decision for your business.

Host guarantee is part of Airbnb host insurance, currently known as AirCover. This is a limited cover offered by Airbnb to Airbnb hosts. It offers two main types of cover: Host Damage Protection and Host Liability Insurance. Under Host Damage protection, hosts can be reimbursed for damage to their property caused by Airbnb guests. Host Liability Insurance offers coverage if the host is held liable for injury or damage to a guest’s property.

You might have a mortgage on the property that comes with insurance requirements. You are also legally required to have employer’s liability insurance if you employ staff for your Airbnb property. Otherwise, Airbnb house insurance is not a legal requirement in the UK. But it is necessary if you want to protect your property and your financial interests.

Airbnb cover is highly recommended as part of your financial safety net when renting an Airbnb. This covers a wide variety of risks, including buildings, contents, various liabilities, and things like alternative accommodation and loss of income. There are many add-ons to choose from. You can tailor your policy to suit your needs and your budget.

Insurers offer competitive insurance for Airbnb properties. It would be difficult to say which company offers the cheapest deals. But there are a few ways to help keep your insurance costs to a minimum:

• Increasing the security features of your property can lower your risks.
• Vetting your guests and maintaining your property could reduce the risk of property damage and guest injuries.
• Increase your voluntary excess to lower your premiums.
• Opt for a lower level of coverage.
• Shop around for multiple quotes. This can increase your odds of finding cheaper insurance.

Yes. Airbnb rental insurance can cover guest damage, but the extent of the coverage can differ between insurers. Most policies offer coverage for accidental or malicious damage by a guest, including damage caused by theft. It could also cover damage done by guests’ pets. At Quotezone, we provide access to a wide range of quotes to compare.

While Airbnb host insurance and holiday let insurance do overlap, the coverage can be different. Airbnb host insurance is for short-term lets, which are typically platform-based rentals. The cover can include the host’s main residence. Holiday let insurance is much broader. It’s designed for second homes or holiday cottages away from the host’s main residence. The risks are different, so the coverage is too.

Typically, yes. Public liability insurance for Airbnb is a standard feature in most Airbnb policies. It covers injury or property damage to guests or other third parties while on your property. Airbnb insurance for guests is key as it protects you from unexpected liabilities. It also ensures your good reputation in the short-term letting industry.

Yes, absolutely. Airbnb home insurance can cover multiple Airbnb properties through a multi-property insurance policy. It’s a convenient solution for hosts with multiple Airbnb properties as it streamlines policy management and potentially saves costs.