Compare travel insurance quotes for London now

London Travel Insurance

While London is just a stone’s throw away from many UK residents, you might find yourself quite distant from familiar comforts if your luggage is pilfered or if you suddenly fall ill during your London vacation. So, if you’re among the countless visitors who flock to London each year, with more than 17 million Brits making the journey, why not safeguard your trip with an affordable travel insurance.

Compare travel insurance for London now

Is Travel Insurance Mandatory for London?

While several types of insurance are obligatory in the UK (such as car insurance, motorbike insurance, and employers’ liability insurance), travel insurance is purely optional.

Regardless of whether you’re planning a quick weekend getaway to London or an extended stay in the city, travel insurance is likely to be a highly cost-effective choice. Therefore, there really isn’t any reason not to secure some form of coverage for your journey. Whilst London is generally safe to live, work and travel, as with any city theft and damages are a possibility.

A travel insurance policy can shield you from a broad range of unforeseen setbacks, encompassing issues like luggage theft, accidental damage you cause to someone else’s property, or falling ill and requiring medical attention.

What’s Included in London Travel Insurance?

Most travel insurance policies for London typically provide coverage for the following:

1. Medical expenses
2. Emergency repatriation (returning you to the UK in a medical emergency)
3. Holiday cancellation or curtailment due to circumstances beyond your control
4. Missed or delayed flights due to factors outside your control
5. Damaged, stolen, or lost luggage
6. Personal liability claims

If you plan to travel to London to participate in sporting events and you need to bring sports gear with you, then you can also add-on your gear to your travel coverage for an extra cost.

Should I Opt for Single Trip or Annual Travel Insurance?

If your London vacation is the only one you anticipate within a year, a single-trip insurance policy covering should meet your requirements. However, if you have plans for two or more trips in the next 12 months, an annual (or multi-trip) policy might be more cost-effective. Just ensure that the policy you choose covers you for everything you’ll need for all trips.

How Long Can I Stay in London?

Travel insurers typically set a maximum duration for your stay, often around 30 or 31 days. Exceeding this limit could invalidate your policy, meaning you wouldn’t be covered in case of a claim. If you plan to stay longer, inform your insurer, and they may extend your policy.

For extended vacations or gap years that start in London and span several countries, consider backpacker insurance. These policies provide continuous coverage across multiple countries for at least 12 months.

Do I Need Extra Car Insurance to Drive in London?

If you plan to take your car to London from the UK, your British car insurance policy will cover you for driving around in the city.

Where Can I Find Affordable Travel Insurance for a London Trip?

At Quotezone.co.uk, we collaborate with over 35 different travel insurance providers to assist you in finding the most cost-effective holiday coverage. To begin your search and join more than three million satisfied customers, simply complete a brief form to locate the protection you need for your London journey.