Compare Backpackers Travel Insurance
Backpackers Travel Insurance
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Backpackers travel insurance is aimed at the young traveller. If you’re studying at university and would like to take a gap year to go and explore the world, backpacking insurance could be for you. It is also suitable for people who wish to undertake voluntary work abroad or to go on a working holiday. Some people go on working vacations in order to fund their travels. Backpacking insurance is useful for lots of reasons - If you’re ill or injured during your trip, you don’t want to be faced with large medical bills. There may also be a personal accident and hospital allowance premiums on your policy, to pay for your stay in hospital. If you have to cancel your trip or someone else does you, will be able to claim the money back. Curtailment covers you if your trip is unexpectantly cut short. This might also cover you for abandoning your trip. If you didn’t manage to get there in time and you have additional expenses while you wait for a new flight, don’t worry. A missed departure benefit will make sure everythings paid for.
Backpackers travel insurance can save you a lot of worry and expense by covering damaged, lost or stolen belongings. If you’ve lost your backpack or its been sent to the wrong airport, having lost or delayed baggage benefits on your travel insurance will provide you with the means to purchase new items while you wait. Your policy should also cover for lost or stolen passports.
Another must is accommodation allowance which is vital for international travel around hostels and other low budget accommodation as has its perils and quality is not always assured. If you’ve turned up at your accommodation and it isn’t fit to live in, having an accommodation benefit will pay for you to stay somewhere more suitable.
You should also consider before going on a worldwide trip that laws vary in different countries and if you get into a legal scrape or liability while in the course of your public work, your insurance for backpackers will cover any legal fees for expert legal advice that you will need.
Some policies will cover you for extras like damage to any sports equipment that you need to use during recreational sporting that you participate in during your vacation, for instance, damage to hired equipment. It may also cover you for closure of the sports facility. This benefit is sometimes included in the policy or you may have to pay an additional premium for it. Natural Disaster is another optional extra that is particularly useful for travellers visiting multiple countries. Weather varies from place to place so if a landslide, earthquake, flood or other natural disaster occurs while you are away, having this benefit can pay for emergency accommodation and help get you home.
For competitive backpacker travel insurance (single trip or annual), try Quotezone. Our panel of UK insurance providers may provide competitive travel insurance policies for the discerning consumer. Just fill in your details on our quick online form to see how much you could save on your backpackers travel insurance.