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Drive Any Car Insurance For Under 25s

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Drive any car insurance under 25

Regardless of your age, many insurers are unfortunately removing the drive any other car (DOC) extension from their policies. Despite this however, Quotezone.co.uk is here to help with our panel of UK based specialist insurers. 


There was a time when driving another car or DOC was common place under most comprehensive forms of car insurance in the UK. However this extension was removed as standard by many insurers due to claims of misuse by motorists. As for policies which do Include DOC however, you’ll likely only be covered with third party only insurance.

Being a younger driver under 25 also doesn’t help given the risk that insurers associate with younger drivers. Luckily however there is a solution to this problem. By taking out a drive any car insurance policy you can effectively cover yourself against the unexpected whilst driving another vehicle that’s not your own.

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Why have many insurance providers removed the driving other cars cover from their fully-comp policies?

Whilst it’s true that many insurers have removed the ‘driving other cars’ component from their standard fully-comp policies, it is important to note that not all insurers have done this. It’s still possible in 2023 to find a suitable fully comprehensive car insurance policy with a driving other cars cover extension included.

The reasons why many providers have removed what once was a common policy feature vary. Individual insurers differ in their reasons for why they’ve decided to withdraw DOC from their policies but here are three common explanation:

  • Improving the insurer’s level of risk exposure
  • Enabling the insurer to offer policyholders cheaper premiums
  • Enabling the insurer to sell ‘driving other cars cover’ as an optional add-on, rather than offering it as standard.
Getting Drive Any Car Insurance Under 25

Whilst drive any car insurance is typically more expensive than a policy which excludes it, it will unfortunately be even more pricey if you are a younger driver under 25. This is simply because an insurer is more likely to view you as a riskier driver given your age. With that said however, insurers realise some people require a DOC extension due to their work or other lifestyle reasons. Because of this it’s not impossible to find a policy that can work for you, even if you are a younger driver. Our independent comparison site can help you find the best drive any car insurance for you.


Note – You are not likely to be offered drive any car insurance if you have a criminal conviction or have made a claim on your car insurance before.


Is it possible to add ‘driving other cars cover’ to a third party only car insurance policy?

While driving other cars cover is never included as standard when you take out a third party only policy, some providers might allow you to add coverage for driving other cars as an optional add-on.

However, if you’re willing to pay more for your insurance it might be more cost effective to opt for a fully comprehensive car insurance policy (even if it doesn’t include driving other cars cover) than paying to add optional extras to a third party policy.

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*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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