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Ford Focus Insurance

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Ford Focus insurance

The Ford Focus is a massively popular five-door hatchback with brilliant handling and stylish looks. Seen as a game-changer when it was first introduced to the market in the late 1990s, the Focus has evolved into one of the most entertaining hatchbacks that you can buy. And with the affordable price tag of second-hand models, it’s a car for the many, not the few.

If you’re the proud owner of a Ford Focus, then read this vital guide for tips regarding your car’s insurance.


How safe is the Ford Focus?

One of the Ford Focus’s best attributes is its top-tier safety. It received a five-star rating when it was judged in Euro NCAP crash testing in 2019, scoring 96% for adult safety, and 87% for child safety. Newer models also come with a slew of features to aid road safety.


How much does the Ford Focus cost?

Depending on the version, a new Ford Focus costs approximately £20,435 to £29,205, with optional packages and trims raising the total. Alternatively, used models can fit a wider range of budgets, with a 2010 1.6-litre Titanium going for £4,500 or less.


What warranty does the Ford Focus come with?

By default, all Ford vehicles come with a 3 year/60,000 miles warranty, offering you protection against against any manufacturing fault. Ford’s extended warranties may suit drivers who aim to keep the car for more than 3 years. Remember, warranties and insurance are vastly different, with insurance being required by law to drive on the roads.


Is the Ford Focus cheap to insure?

The more basic Ford Focus models are usually very cheap to insure. There is a significant difference between variants though, with Ford Focus Zetec insurance costing noticeably less that Ford Focus RS insurance, for example. This is not entirely surprising given the latter’s powerful performance and higher market price.


What insurance group does the Ford Focus fall under?

The Zetec range start at group 11, while the most expensive to insure is the powerful Focus ST, which rises sharply to group 34.


Can I reduce my Ford Focus insurance?

You have a variety of ways to decrease your Ford Focus insurance premium. Black box insurance – or telematic insurance is a popular option for younger drivers as providers may reward ‘sensible’ drivers. Having a more experienced named driver on your policy is another good option.

Another possibility is to increase your voluntary excess, but make sure you can afford this extra layout in the event of a claim. Also, consider where you leave your car at night. Insurers will provide more favourable quotes if you are able to park offroad.


Where can I find Ford Focus insurance?

Being one of the most common cars on Britain’s roads, you can easily browse and compare a wide range of deals quotezone.uk. Don’t settle for auto renewing your existing policy and save by comparing today.

*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.