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Over 50s Medical Travel Insurance
Everyone knows that taking out travel insurance is essential before you go away, but this can be worrying if you are over 50 and have pre-existing medical conditions. All of us suffer from ailments at one time or another, so if you’re going away its vital to let your insurer know about any medical conditions which you have before you go.
You’ll need to tell the insurer about any pre-existing physical and mental conditions, no matter how minor. This can include anything from long-term conditions such as cancer, to psychological illnesses like depression. A pre-existing condition is anything for which you’ve received treatment or medication in the last 12 months, as well as anything for which you’ve seen a specialist or been an in-patient in hospital. The insurance premium will depend on how serious your condition is, the treatment you’ve received for it and how long its been since you’ve been diagnosed. If you don’t disclose your conditions, you may be left paying for expensive medical treatment when you’re abroad.