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One Answer

What is 30 day impound insurance?

30 day insurance for impounded vehicles can help get your vehicle back quickly after it has been seized and impounded. Standard insurance usually excludes coverage for impounded vehicles. That’s why you’ll need a specialist impound insurance policy. It acts as a legal document accepted by police impounds to release your vehicle. It offers 30 days of continuous coverage from the day the insurance commences. 

How does 30 day impound insurance work?

It’s usually easy to find a 30 day impound insurance policy online. You could potentially have your coverage sent via email within minutes. 

Next, you’ll take your insurance documents, along with your ID, V5C (logbook), and police release paperwork, to the impound.

After you’ve paid your release and storage fees, your vehicle will be released.

Keep in mind that you’ll only be covered for 30 days, so you’ll need to apply for long term coverage as soon as possible.

What does 30 day impound insurance usually cover?

Included

  • Third party only coverage – This meets the UK’s minimum legal insurance requirement, covering only damage or injury you cause to others.
  • Valid certificate for vehicle release – You’ll get the legal documents (certificate and CID code) required by the police impound to release your van.
  • UK only coverage – The policy is usually only valid for driving within the UK as standard. Some insurers could offer coverage for Europe at an extra cost.

Not included

  • Comprehensive cover – It will not cover claims for damage to your own vehicle or you in an accident you cause. 
  • Other vehicles – The policy applies only to the vehicle named on the certificate, not to any other vehicles you own or drive.
  • Commercially used vehicles – Business or trade use isn’t included. Usage is limited to social, domestic, and pleasure use.

How much does 30 day impound insurance cost?

This insurance tends to be more expensive than standard insurance. That’s because it’s a specialist policy designed for high-risk situations, like releasing a vehicle from the impound. There are also fewer insurers willing to offer these policies, making it more exclusive. We recommend getting multiple quotes from various insurers. This way, you’ll get a better idea of what 30 day impound insurance might cost you. 

What can affect the cost of insuring my impounded car?

Your vehicle’s value, make and model

Your age and driving history

The reason your car was impounded

Your location

The timing and urgency of your cover

Your driving licence type

How can I find cheap 30 day impound insurance?

Compare 30 day impound insurance quotes

Not all insurers are the same, and not all offer this type of coverage. By weighing up your options, you could potentially find better deals. We can help you source competitive options from a wide range of reputable insurers. 

Act quickly

The sooner you act on getting insurance in place, the less you’ll likely pay in storage fees. Delays can also limit your options, leading to more expensive, last-minute policies. 

Provide complete and accurate information

Failing to give the correct information could result in higher premiums or refusal of coverage. It’s important to be thorough. 

Choose the right amount of cover

Most 30 day impound policies are designed for legal release only. They offer the minimum third-party only coverage required by the law. You can potentially opt for additional fire and theft protection, but this will likely increase your premium. Unless you are at real risk of fire or theft, you could save costs by only taking the minimum required amount of coverage. 

Minimise your risks

Lower-value or unmodified vehicles usually cost less to insure. By opting for a cheaper vehicle, you’ll likely pay less for impound insurance. Also, if more than one person can reclaim the vehicle, compare quotes for various drivers. It’s possible that a lower-risk driver could get a cheaper quote. 

30 day impounded vehicle insurance FAQs

Is 30 day insurance suitable for all impounded vehicles?

Most personal cars, vans, and motorcycles are covered by this specialised policy. However, commercial vehicles, fleets, taxis, or modified vehicles might be more difficult to find coverage for.

Can I get impound insurance that extends beyond 30 days?

No, not typically. Impound insurance policies are usually fixed, so you’ll need to start a separate short-term or annual policy if you want coverage after this time.  

Can I take out impound insurance for less than 30 days?

No. This insurance acts as a legal release document. By law, you are required to have 30 days of consecutive coverage for your car to be released. A shorter-term policy would not satisfy this requirement. 

How long do I have to reclaim a seized vehicle?

Police forces throughout the UK typically require you to reclaim your vehicle within 14 days. After this time, your vehicle may be crushed. It’s important to act quickly because you’ll also be charged daily storage fees on top of a release fee. 

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