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Cheap Impound Van Insurance

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One Answer

What is impound van insurance?

This is a specialised short-term policy that’s needed to release an impounded van. Standard van insurance is not sufficient for this. Impounds only accept dedicated police impound insurance, which typically offers 30-day third party only coverage. It’s issued with a certificate of insurance and a confirmation of insurance document(CID) code. Both are needed to collect your van. 

When do you need impounded van insurance?

You need impounded van insurance when your van has been seized by police or local authorities. There are several reasons why this might happen. 

Driving without a valid licence or an incorrect licence for the van you’re driving. 

Driving without the minimum required insurance.

The DVLA flagged the van for regulatory non-compliance.

Driving the van while SORN or untaxed.

The van was involved in traffic offences or criminal investigations.

Repeated parking violations.

The van was abandoned.

What’s included in van impound insurance?

30-Day impound coverage

This is the required number of days you must be covered. You won’t find a valid impound policy with coverage for fewer days.

Third party only coverage

These policies are designed for release purposes, so they typically offer the minimum legally required coverage. If you want comprehensive protection, you’ll need additional cover.

Cover for social, domestic, and pleasure use

For 30 days, you’ll be covered for private use only. Some policies may allow you to commute, but you’ll rarely be covered for business use.

Certificate of insurance and a confirmation of insurance document (CID) code

Both are needed for your van to be released. These will be issued upon purchase, and you must present them to the impound to prove you have the right coverage for release.

Eligibility for a range of drivers

Most van impound policies are available to drivers over the age of 25 with a valid UK, EU, or international driving licence. You can find policies for younger drivers. However, because of the perceived higher risk, the premium will be higher, and there may be stricter requirements.

Quick cover with documentation

Policy documents are often available electronically within minutes, allowing for fast release of your van, so impound fees do not continue to build up.

How much does van impound insurance cost?

The exact cost will vary for each policyholder, as it is calculated based on your own personal details. Factors that influence the cost of  impound insurance include:

Your age can influence the overall cost of your premium

Any previous claims made on a van insurance policy

Your driving conviction history

The size and type of van you own

The value of the van

The reason for the van’s seizure

What information do I need to get a quote?

To get a quote for impound van insurance, you’ll need the following: 

Your personal details

Driving licence details

Seizure notice from the police impound

Vehicle details

Proof of ownership

Proof of address

Claims and convictions history

Where can I get a quote?

You can easily compare impound van insurance quotes when you fill out the form on our website, Quotezone. You can then expect multiple insurers to provide you with quotes that fit your specific requirements. If you have all the correct information, cover can be arranged and activated almost immediately. 

Cheap van impound insurance FAQs

How can I find the cheapest impounded van insurance?

Due to its specialised nature, impound insurance can be costly. But there are steps that could help you secure relatively cheap van impound insurance. Comparing quotes improves your chances of finding a better deal. Don’t be misled by cheaper quotes for shorter terms. These won’t be accepted by the impound. You can also reduce your premium by increasing your excess and limiting the number of drivers on your policy. 

Can I use this insurance to drive after release?

Yes. From the moment the policy is activated, you’ll have third party only coverage for 30 consecutive days. Once the policy has expired, you won’t be covered anymore. We recommend organising your long-term cover as soon as possible to avoid any gaps in coverage. 

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