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Annual Travel Insurance

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Compare Annual Travel Insurance

Annual Travel Insurance

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Annual travel insurance can provide you with financial peace of mind if you are a frequent traveller. Unlike one-off holiday insurance policies that only cover one trip, annual travel insurance covers you for multiple trips. If you go away several times a year, this type of policy is cheaper than purchasing a single trip insurance policy each time you travel.

Annual travel insurance covers you for cancellation of your holiday. Too many holiday goers think they won’t need this benefit and that they won’t cancel their holiday, but sometimes unexpected circumstances arise. You might become unwell before your departure date and be unable to travel or the airline or tour operator might need to cancel it themselves. If this happens less than six weeks before you are due to go away, you can usually lose all the money you paid for the holiday.

Your insurance also covers personal baggage and can reimburse the value of your belongings if they are lost in transit, damaged or stolen. Discovering that your holiday money has been stolen can spoil your dream trip, but with insurance it becomes only a minor inconvenience.

If you become ill or are hurt during your travels and you require hospitalization or a doctors consultation, could you afford the medical fees? The last thing you need is to receive high bills on returning home or have to run up a credit card bill you cannot afford to pay. Having an annual travel insurance policy to cover you with medical expenses benefit can be vital. Some policies also cover other family members and, if you have children under the age of 18, they may be free to insure. If you have non-dependents travelling with you, such as grandparents or friends of the family, you may be able to add them to your policy for a discounted price. Depending on the company you choose, you could also have access to a 24 hour medical emergency line.

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