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Compare Cavalier King Charles insurance
Find a quote for cheap cavalier King Charles insurance
The cavalier King Charles spaniel is a beautiful little dog and yours is a member of your family. You’ll want to know that you can always care for your canine friend, and the right level of cavalier insurance means peace of mind should something happen.
More than 3 million customers use our comparison tool to compare insurance policies and you’ll have a range of cheap quotes for cavalier insurance within moments. Compare quotes from 15 providers across the UK with our independent, unbiased service.
If you still have questions, read on to find out the key things to look at when taking out King Charles cavalier insurance.
How much does cavalier King Charles pet insurance cost?
The average cost to insure a dog in the UK is around £28 a month. But each policy and each dog is different. Owners of elderly dogs may pay more. The best way to find competitive rates for cavalier insurance is to compare a range of quotes from leading providers.
Why is my cavalier more expensive to insure than other dogs?
Some breeds of pedigree dogs can be more expensive to insure as they may have specific health issues. King Charles cavaliers can suffer from heart conditions as they get older. Insurers will factor this into your premium.
Can I self-insure for emergencies instead?
Some people might choose to save what they would otherwise spend on pet insurance. However, if your dog is seriously ill or has an accident then vet bills could cost thousands of pounds. Many owners prefer the peace of mind that comes with having cover for their dog.
Does my cavalier need to be vaccinated?
Many providers will insist your dog is vaccinated as a condition of insurance. Vaccinations are designed to protect pets against common diseases. If your dog is not vaccinated, then your premium may cost more.
What is a ‘bilateral clause’?
Some insurers will view an injury or illness that affects a certain part of your dog’s body as a pre-existing condition if it occurs again in a different part of your pet’s body.
What is co-insurance?
Co-insurance is when the policyholder and the insurer agree to share the cost of treatment. It can be helpful if your premium has increased as a result of your dog getting older.
Is there anything that isn’t covered?
As with any health insurance – human or animal – pre-existing medical conditions usually aren’t covered. Treatment relating to a dog’s pregnancy or birth usually isn’t included. Neutering usually isn’t covered, and neither are vaccinations or flea and worm treatments.
Will my dog need a microchip?
UK owners have a legal obligation to microchip their dogs in the UK. This means that lost or stolen dogs can be identified more easily. If your dog is not chipped, this may invalidate your insurance.