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Is it time to insure your car, yet everywhere you look there’s conflicting information about how to go the best policy for you? If you don’t know where to start, this independent guide will provide all the information you need to find the right insurance for your Iso Rivolta.
Is an Iso Rivolta a classic car?
To be considered for classic car insurance in the UK, your car should generally be older than 15 years and cost more than £15,000. However, insurers have their own set of criteria for defining which car is a classic, so it’s best to shop around to find the best quotes.
Will I pay more money with classic insurance?
Choosing classic car insurance can potentially be cheaper than normal insurance. Insurers usually consider classic cars older and slower than contemporary vehicles. They also presume owners of classic cars will drive more carefully. This means the car presents a lower risk on the road and thus warrants lower premiums.
How can I lower my insurance premium for my Iso Rivolta?
Here are a few ways to lower your insurance costs:
- Adding a second experienced driver to the insurance
- Shopping around between insurers
- Parking in a driveway or covered parking garage
- Paying annually, not monthly
Which car insurance should I get?
We recommend getting fully comprehensive insurance for your Iso Rivolta. This type offers the most coverage for you, your car and other drivers in the event of an accident, even if it’s your fault. While fully comprehensive might be more costly than the legal minimum of third party insurance, it can end up saving you more money in the long run.
Third party fire & theft offers the same basic protection as third party (paying out to other road users if the accident is your fault) but also covers the cost of your car catching fire or being stolen.
What factors influence my insurance premium?
Insurers tend to focus on both the driver’s and car’s profile when deciding the insurance costs. This means that your age, driving record and overall driving experience can either lower or raise your premium. Likewise, the age of your car, its safety features and mileage can also affect the price of your premium.
Is car insurance optional?
No. To be legally allowed on a public road, all cars must be insured. The minimum insurance required by law is third party insurance, which is intended to protect other drivers on the road. With this type of policy, any damages to you or your car during an accident will not be covered by the payout.
*51% of consumers could save £490.26 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.