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Compare Morgan car insurance

Find some of the cheapest Morgan car insurance quotes from around the UK


The British car manufacturer Morgan started to develop automobiles back in 1909, and is responsible for some truly pioneering and incredibly unique vehicles. Morgan still produces vintage cars for customers today, merging modern techniques with their Edwardian heritage.

If you are the lucky owner of one of these special cars, find out how you can compare different policies and save money.

What insurance group is a Morgan?

Because of their classic car category, Morgan’s tend not be assigned insurance groups in the same way that mass-manufactured cars are. Different models will still have varying insurance rates.

Are Morgan’s expensive to insure?

As many Morgan’s in the UK will be considered classics, opting for classic car insurance could save you money. As insurers recognise that classic cars are well looked after by their owners, classic car insurance can be cheaper than normal policies.

However, this will still depend on the Morgan model you own and other factors listed below.

Can I reduce my Morgan insurance?

Other than factors such as your location and Morgan’s value, you have various ways to lower your Morgan’s insurance premium:

  • Agreeing to a mileage limit – this is a more common practice for classic cars.
  • Having a more experienced named driver on your policy.
  • Increasing your voluntary insurance – be certain that you can afford this in the event of making a claim.
  • Parking your car on a drive or in a garage. If you own a Morgan, it is likely that you do this already.
  • You can consider Black Box Insurance

Will I be able to protect my no-claims discount?

When changing providers, it is possible to protect your no-claims discount, as long as you have evidence to show your new insurer. You may need to contact your current insurer to retrieve this information.

However, switching during your current policy means you won’t earn your current year’s no-claims discount, so make sure you are offsetting this by making a saving.

What type of cover can I choose for my Morgan?

The two main insurance options on offer are third-party and comprehensive. Third-party is required by law if you want to drive on the roads and offers more basic cover — paying for damage you cause with your vehicle, but not for damage to your vehicle.

Comprehensive insurance protects you in a wider range of scenarios. For your Morgan though, a classic car policy may be best.

Where can I find Morgan car insurance?

Although Morgan cars are unique vehicles, it is still possible to hunt around for different insurance quotes online, including classic car policies. It is well worth researching and comparing different quotes to consider your options and make a saving.

How much could I save if I compare quotes?

There isn’t an exact figure you can save on your insurance due to how varied quotes can be. However, you could possibly save hundreds of pounds by comparing different providers.

*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.